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$440,000

610 RIVIERA DUNES WAY UNIT 406, PALMETTO, FL 34221

3D Tour
Active253 days on market

Beds

2

Baths

2

Sq Ft

1,758 sq ft

Year Built

2004

Lot Size

,

Garage

1

About This Property

SPECTACULAR WATERFRONT PARADISE with AMAZING VIEWS of RIVIERA DUNES MARINA & MANATEE RIVER COMPETIVELY PRICED TO SELL! This charming partially furnished two-bedroom, two-bath open layout with 9’ ceilings offers a total of 1,948 square feet with a spacious private balcony and den/office. The primary suite is a retreat overlooking the marina with views of the Manatee River that offers a generous walk-in closet, dual vanities and a luxurious soaking tub with separate shower. The kitchen features stainless steel appliances, granite countertops, and a charming eat-in nook. Additional highlights include a new roof (2025), 24-hour guard-gated entrance, indoor laundry room with extra storage, 9-foot floor-to-ceiling hurricane-impact sliders, and covered parking with ample guest parking. For boating, waterman, and fishing enthusiasts, this location is nothing short of extraordinary. Enjoy immediate access to Tampa Bay, the Intracoastal Waterway, Anna Maria Island and the shimmering Gulf via the Manatee River with the city of Bradenton on the south shore. Boat slips are often available for rent or purchase exclusively for owners, making this a marina-side paradise. Truly some of the best waterfront views and boat access values in the Tampa Bay area. Inside, the home blends charming coastal comfort with privacy. The community is pet-friendly, maintenance-free, and designed for resort-style living for primary and seasonal occupancy. Enjoy a temperature-controlled (heat and chill) waterside pool, hot tub, clubhouse, fitness center, covered pavilion with two gas grills, tennis and pickleball courts, and walking paths all set against the backdrop of the marina’s sparkling waters. When it’s time to unwind or entertain, stroll next door to the Dockside Grill for live music, or explore the vibrant events at the new Bradenton Area Convention Center and new Marriott Hotel Resort & Spa. You’re also minutes from the world-famous Anna Maria Island beaches, upscale shopping and dining at University Town Center, the Manatee Performing Arts Center, the new Herrig Center for the Arts, Riverwalk, Bradenton Museum and Planetarium, and Emerson Point Preserve. With effortless access to Interstate 75, Interstate 275, Sarasota, Tampa, St. Petersburg and three international airports, this location is as convenient as it is luxurious. This is the Florida lifestyle at its finest - refined, relaxed, and ready for you. This charming coastal residence just may be Florida Gulf Coast’s best kept secret and your new home.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4680617
StatusActive
Year Built2004
Stories7
Total Rooms8
ConstructionBlock, Stucco
RoofConcrete, Membrane
FoundationSlab
FacesWest
SubdivisionLAGUNA AT RIVIERA DUNES I
CountyManatee
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Luxury Vinyl
AppliancesBuilt-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds, Window Treatments
CoolingCentral Air
HeatingCentral, Electric
SecurityClosed Circuit Camera(s), Fire Alarm, Fire Sprinkler System, Gated Community, Key Card Entry, Security Gate, Security Lights, Smoke Detector(s)

Exterior & Lot

ExteriorBalcony, Irrigation System, Lighting, Outdoor Grill, Sidewalk, Sliding Doors, Tennis Court(s)
Other StructuresGazebo, Tennis Court(s)
Lot FeaturesCity Lot, Landscaped, Near Marina, Sidewalk
Road SurfacePaved, Asphalt
ViewPool, Water

Pool & Spa

Private PoolYes
Pool FeaturesDeck, Gunite, Heated, In Ground, Lighting
SpaHeated, In Ground

Waterfront

WaterfrontYes
FeaturesWaterfront, Marina

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Fire Hydrant, Public, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$1,207 / Quarterly
Senior CommunityNo

Financial Details

List Price$440,000
Original Price$475,000
Annual Taxes$5,797 (2025)
FinancingCash, Conventional
ZoningC2
Parcel #2581626509

Schools

ElementaryJames Tillman Elementary
MiddleLincoln Middle
HighPalmetto High

Directions

I-75 exit 224 (Ellenton) - West on HWY 301. - Turn left at light on Haben Blvd. – go through 2 roundabouts – Left on Riviera Dunes Way and proceed straight to guard house (Gate Entry required) - Bldg. 610 is the first building on left (Lobby code required).

Location

610 RIVIERA DUNES WAY UNIT 406, PALMETTO, FL 34221

Listing Information

OfficePREMIER SOTHEBY'S INTERNATIONAL REALTY
ListedFebruary 2, 2026

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Home Price

$440,000

20% ($88,000)
6.75%

Loan Term

Principal & Interest$2,283
Property Tax (est.)$403
Insurance (est.)$150
Total Monthly$2,836
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $440,000 home in PALMETTO.

🏦

Conventional

$22,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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