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$529,000

1606 4TH STREET W, PALMETTO, FL 34221

3D Tour
Active243 days on market

Beds

3

Baths

3

Sq Ft

2,079 sq ft

Year Built

1959

Lot Size

0.39 acres

Garage

,

About This Property

Step into the allure of classic elegance with this meticulously restored home, thoughtfully revived to showcase its original character and enduring beauty. • Bedrooms/Bathrooms: 3 beds, 3 baths • Bonus Room: Versatile space for endless possibilities Features: • No HOA or CDD (Boats, RVs, and trailers welcome) • Interior laundry room for convenience • Oversized lot providing exceptional backyard privacy • Beautifully landscaped surroundings • Captivating pool area perfect for relaxation and entertaining Nestled just footsteps from the Manatee River, this residence offers a serene retreat while remaining close to vibrant city amenities. Enjoy being minutes from restaurants, multiple marinas, and charming Downtown Bradenton. Location Highlights: • Easy commute to Tampa/St. Pete or Sarasota/Bradenton Don’t miss the opportunity to own this architectural treasure where classic design meets modern living. Schedule your private showing today and experience this exceptional home for yourself.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4681437
StatusActive
Year Built1959
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionMRS JULIA ATZROTHS ADD
CountyManatee
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Window Treatments
FlooringTerrazzo
AppliancesDishwasher, Microwave, Range, Refrigerator, Tankless Water Heater
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Lighting, Storage
Other StructuresShed(s), Storage, Workshop
Lot Size0.39 acres (16,801 sq ft)
Lot FeaturesOversized Lot
Road SurfacePaved, Asphalt
ViewTrees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$529,000
Original Price$549,000
Annual Taxes$5,938 (2024)
ZoningRS2
Parcel #2924400001

Directions

From US 41 - west on 4th st w - home will be on the right hand side

Location

1606 4TH STREET W, PALMETTO, FL 34221

Listing Information

OfficeMATTHEW GUTHRIE AND ASSOCIATES REALTY LLC
ListedFebruary 5, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$529,000

20% ($105,800)
6.75%

Loan Term

Principal & Interest$2,745
Property Tax (est.)$485
Insurance (est.)$150
Total Monthly$3,380
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How to Buy This Home

Multiple financing options available for this $529,000 home in PALMETTO.

🏛️

FHA Loan

$18,515 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 14, 2026.

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