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$2,299,900

403 N BAY BOULEVARD, ANNA MARIA, FL 34216

3D Tour
Active157 days on market

Beds

4

Baths

3

Sq Ft

2,112 sq ft

Year Built

1991

Lot Size

0.14 acres

Garage

2

About This Property

END OF SUMMER SALE- GREAT PRICE for this Luxury Island Home on North End of Anna Maria Island - Direct Bay Views & Skyway Bridge Views - Pool - Excellent Rental Income - Being Sold Turnkey - Welcome to exceptional island living on the highly sought-after north end of Anna Maria Island, where homes like this rarely become available.This beautifully maintained turnkey 4-bedroom, 3-bathroom coastal residence offers stunning sunrise views over the bay, an unbeatable location just steps from Bayfront Park, and easy access to a sandy beach and calm waterfront waters. This property is now one of the Best Priced investment or vaction home opportunites on Anna Maria Island. Enjoy your own fenced-in tropical backyard retreat, featuring: Private swimming pool with in-pool umbrellas, Lush, mature landscaping, Outdoor lounging and entertaining areas, Seamless indoor-outdoor island living.This Anna Maria Island luxury home features a bright, open-concept floor plan designed for entertaining and relaxed coastal living: Spacious living and dining areas, Large chef-style kitchen ideal for gatherings, and Wrap-around porches on multiple levels for bay breezes and water views, including nightly views of the lite-up Skyway Bridge. Two upstairs bedrooms open directly to the expansive second-floor porch, offering panoramic bay views and unforgettable sunrise beach views over the Bay. The oversized primary suite includes a spa-inspired ensuite bathroom with: Dual vanities, Large private soaking tub, Walk-in shower, and Luxury finishes throughout This Premier Island Location provides access to Walk, Bike, or Golf Cart Everywhere. Perfectly positioned near: Boutique shops, cafes, and ice cream parlors, waterfront dining and local restaurants, and the historic charm of the north-end of the island. Just minutes from the iconic Anna Maria City Pier, and easily accessible to Gulf beaches by golf cart or bicycle, this location defines true Florida island lifestyle living. This property is also a high-performing opportunity for investors:, Daily rentals permitted, Strong short-term rental demand on Anna Maria Island, and Ideal for luxury vacation rental income or second home use. Whether you are searching for a luxury waterview home on Anna Maria Island, a high-income vacation rental property, or a private coastal retreat, this home delivers unmatched location, lifestyle, and value. Pack your bags and start living the Island Dream - Don't Worry - Bay Happy!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4682522
StatusActive
Year Built1991
Stories2
Total Rooms10
ConstructionBlock, HardiPlank Type
RoofShingle
FoundationPillar/Post/Pier, Slab, Stilt/On Piling
FacesEast
SubdivisionANNA MARIA BEACH SECOND ADD
CountyManatee
OwnershipFee Simple
FurnishedTurnkey

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer
LaundryElectric Dryer Hookup, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric, Heat Pump

Exterior & Lot

ExteriorBalcony, Outdoor Shower, Private Entrance, Private Yard, Sliding Doors, Storage
Lot Size0.14 acres (6,268 sq ft)
Lot Dimensions57.5 x 110
Lot FeaturesFloodZone, Level
Road SurfacePaved, Asphalt
ViewPark/Greenbelt, Pool, Water

Pool & Spa

Private PoolYes
Pool FeaturesGunite

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$2,299,900
Original Price$2,650,000
Annual Taxes$29,831 (2024)
ZoningR1
Parcel #7039500108

Schools

ElementaryAnna Maria Elementary
MiddleMartha B. King Middle
HighManatee High

Directions

FROM GULF DR, TURN RIGHT ON PINE AVE, THEN TURN LEFT AT N. BAY DR. THE HOUSE IS LOCATED ON THE LEFT ACROSS FROM BAYFRONT PARK.

Location

403 N BAY BOULEVARD, ANNA MARIA, FL 34216

Listing Information

OfficeWAGNER REALTY
ListedFebruary 14, 2026

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Home Price

$2,299,900

20% ($459,980)
6.75%

Loan Term

Principal & Interest$11,934
Property Tax (est.)$2,108
Insurance (est.)$150
Total Monthly$14,192
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Nearby Schools

Financing a Luxury Home

Specialized financing for this $2,299,900 property in ANNA MARIA. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$229,990 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$344,985 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$459,980 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 20, 2026.

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