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$579,000

312 11TH AVENUE E, PALMETTO, FL 34221

3D Tour
Active223 days on market

Beds

2

Baths

2

Sq Ft

1,714 sq ft

Year Built

2004

Lot Size

0.14 acres

Garage

2

About This Property

One or more photo(s) has been virtually staged. This GULF ACCESS home delivers exceptional value at this price point! Live the luxurious boating lifestyle at Riviera Dunes! 40FT BOAT SLIP INCLUDED at the nearby private marina with NEW 20,000 lb Lift and moorings recently installed! This GATED boating community is meticulously landscaped with well appointed amenities. This private corner waterfront single family home features 2 bd/2ba plus a large office that can serve as a 3rd bedroom plus a 2 car garage. You will enjoy plenty of privacy in this end of cul-de-sac private pond front home. This is a pristine, boating gated community where you can enjoy watching the marina boats go by from the waterfront community pool and tennis or pickle ball courts. Enjoy your days in paradise by strolling along the private nature path through the boat basin to watch the sunsets and/or listen to live music with a cold drink at the nearby Riviera Dunes Dockside Grill. This home features an open floor plan with a split bedroom layout. As you enter the foyer area you will immediately notice the 10ft high ceilings throughout the home. The kitchen features granite counter tops, solid wood cabinets, stainless steel appliances including a gas stove and a breakfast nook room that can also serve as a hidden hobby or craft room or 2nd office. The living/dining room combination provides an open space for entertaining. The master bedroom suite features a large walk-in closet and a master bath with a shower, separate spa bath tub, double vanities and private water closet. Home did not flood or have any water intrusion during recent hurricanes. Entire exterior of home was painted in 2024. Boat slip has a brand new heavy duty Golden brand 20,000 lb boat lift with new mooring pilings installed by Duncan Marine. Enjoy community amenities including a direct waterfront heated swimming pool, clubhouse, fitness center, tennis/pickleball and nearby Riviera Dunes Marina Bar & Grill. This property is centrally located near US 41, US 301, I-75 and I-275. Just 2 minutes to popular grocery stores such as Detwilers Farm Market, Aldi & Walmart! Close to waterfront dining, schools, shops, downtown Bradenton, convention center, Bradenton Yacht Club, area beaches & more. Pet friendly gated waterfront community! This one checks all of the boxes at an attractive price! Come live the beach & boating life on the beautiful Gulf Coast of FL! If you do not have a boat know that your boat slip can also be rented out to another RD owner and or sold to another owner for extra income since many homes do not include a boat slip. No flooding during the major 2024 hurricanes & flood insurance was not required for current owner. Homeowner's annual policy is about $1650. Don't delay on this hidden gem!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4685327
StatusActive
Year Built2004
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesWest
SubdivisionNORTHSHORE AT RIVIERA DUNES PH 1-A
CountyManatee
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Vinyl, Hardwood
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds, Shades
CoolingCentral Air
HeatingCentral, Electric, Natural Gas, Heat Pump
SecurityGated Community

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Mailbox, Private Yard, Rain Gutters, Sliding Doors
Lot Size0.14 acres (6,133 sq ft)
Lot FeaturesCleared, Corner Lot, Cul-De-Sac, FloodZone, City Lot, Near Marina, Street Dead-End
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesWaterfront, Pond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Phone Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$955 / Quarterly
Senior CommunityNo

Financial Details

List Price$579,000
Original Price$664,900
Annual Taxes$10,161 (2025)
FinancingCash, Conventional, FHA
ZoningC2
Parcel #2581701079

Directions

From I-75, take exit 224 to Ellenton and head west on 301 towards Palmetto. Left on Haben Blvd, take 2nd exit on round about to enter Riviera Dunes. Approach visitor gate on left side. Give address & name at guard shack camera. After gate, make a right onto 3rd St E and your first right onto 11th Ave E. Home is the last home at end of the cul-de-sac on the right, #312

Location

312 11TH AVENUE E, PALMETTO, FL 34221

Listing Information

OfficeLIST FOR LESS, LLC
ListedMarch 7, 2026

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Home Price

$579,000

20% ($115,800)
6.75%

Loan Term

Principal & Interest$3,004
Property Tax (est.)$531
Insurance (est.)$150
Total Monthly$3,685
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How to Buy This Home

Multiple financing options available for this $579,000 home in PALMETTO.

🏛️

FHA Loan

$20,265 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$28,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 16, 2026.

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