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$240,000

8407 OAK JAY LANE, ENGLEWOOD, FL 34224

Active118 days on market

Beds

2

Baths

2

Sq Ft

1,393 sq ft

Year Built

1993

Lot Size

0.15 acres

Garage

2

About This Property

Short Sale. 2-bedroom, 2-bath home ideally situated on a peaceful pond in the highly sought-after gated community of Oyster Creek. Enter through the screened foyer and enjoy direct views through the great room and lanai to the water beyond. The home features volume ceilings and two sets of triple sliding glass doors that open to a spacious screened lanai—perfect for relaxing and taking in the surrounding wildlife. The primary suite offers a large walk-in closet and a walk-in shower. The kitchen provides ample cabinet and counter space, along with a convenient breakfast bar. Located within walking distance to the clubhouse, pool and spa, fitness center, library, bocce ball, and tennis courts. Just minutes to shopping, dining, and the beach. This property presents a great opportunity for a buyer to update and customize to their own taste.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4686736
StatusActive
Year Built1993
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesNorth
SubdivisionOYSTER CREEK PH 01
CountyCharlotte
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorHigh Ceilings
FlooringCarpet, Ceramic Tile
AppliancesNone
LaundryIn Garage
WindowsBlinds, Window Treatments
CoolingCentral Air
HeatingElectric
SecurityGated Community, Security Gate, Security System Owned

Exterior & Lot

ExteriorIrrigation System, Rain Gutters, Sliding Doors
Lot Size0.15 acres (6,600 sq ft)
Lot Dimensions60 x 110
Lot FeaturesCity Lot, Near Golf Course
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Sewer Connected, Underground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$174 / Monthly
Senior CommunityNo

Financial Details

List Price$240,000
Original Price$284,000
Annual Taxes$4,696 (2025)
FinancingCash, Conventional
ZoningPD
Parcel #412004478002

Schools

ElementaryVineland Elementary
MiddleL.A. Ainger Middle
HighLemon Bay High

Directions

From SR 776, south on Oriole Blvd to Oyster Creek gate, continue on Oriole Blvd, left on Oak Jay Ln, home on right.

Location

8407 OAK JAY LANE, ENGLEWOOD, FL 34224

Listing Information

OfficeREALTY ONE GROUP MVP
ListedApril 1, 2026

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Home Price

$240,000

20% ($48,000)
6.75%

Loan Term

Principal & Interest$1,245
Property Tax (est.)$220
Insurance (est.)$150
Total Monthly$1,615
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $240,000 home in ENGLEWOOD.

🏦

Conventional

$12,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 28, 2026.

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