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$249,900

633 ROYAL EMPRESS DRIVE, RUSKIN, FL 33570

3D Tour
Active100 days on market

Beds

3

Baths

3

Sq Ft

1,796 sq ft

Year Built

2021

Lot Size

0.03 acres

Garage

1

About This Property

This townhouse may qualify for USDA financing with 0% down for eligible buyers. No CDD and low HOA. Built in 2021, this home offers a modern, functional, and inviting design that perfectly blends style and comfort. The open-concept first floor creates a spacious and airy feel from the moment you enter. A convenient half bath is located downstairs for guests. The kitchen features granite countertops, stainless steel appliances, and a cozy dining area that is ideal for casual meals or entertaining. Upstairs, you will find three well-sized bedrooms with ample natural light. The primary bedroom includes an en-suite bathroom for added privacy and comfort. The two additional bedrooms share a full bath, making the layout ideal for family, guests, or a home office. Additional features include a one-car garage with storage space and a screened lanai in the back, perfect for relaxing or entertaining without the hassle of insects. This home combines modern amenities with comfortable living in a stylish and practical layout.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #A4688273
StatusActive
Year Built2021
Stories2
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionGLENCOVE AT BAY PARK
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingCentral, Heat Pump

Exterior & Lot

ExteriorHurricane Shutters
Lot Size0.03 acres (1,350 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$228 / Monthly
Senior CommunityNo

Financial Details

List Price$249,900
Annual Taxes$3,863 (2025)
ZoningPD
Parcel #U0532199GL00003900002.0

Schools

ElementaryThompson Elementary
MiddleShields-HB
HighLennard-HB

Directions

From I-75, take Exit 240 toward Ruskin, take College Ave., and 15th St SE to Royal Empress Dr.

Location

633 ROYAL EMPRESS DRIVE, RUSKIN, FL 33570

Listing Information

OfficeEXP REALTY LLC
ListedJune 1, 2026

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Home Price

$249,900

20% ($49,980)
6.75%

Loan Term

Principal & Interest$1,297
Property Tax (est.)$229
Insurance (est.)$150
Total Monthly$1,676
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $249,900 home in RUSKIN.

🏛️

FHA Loan

$8,747 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 26, 2026.

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