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$299,000

3360 S OSPREY AVENUE UNIT 104B, SARASOTA, FL 34239

Active96 days on market

Beds

Baths

Sq Ft

1,122 sq ft

Year Built

1969

Lot Size

—

Garage

—

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About This Property

Move-in ready 2-bedroom, 2-bath tastefully decorated ground floor condo located in the desirable Oasis of Osprey, West of the Trail. This well-maintained unit features an upgraded kitchen with granite countertops and stainless steel appliances, along with updated bathrooms. Enjoy indoor-outdoor living with a screened lanai and brick paver patio, plus the added convenience of a private 6x6 storage space. Just steps from the Oasis condo community pool and fitness center, this condo offers both comfort and functionality. Ideally situated in the heart of Sarasota, this property offers quick access to Siesta Key Beach, downtown Sarasota, Sarasota Memorial Hospital, the Hillview area, and I-75. Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this condo offers exceptional value and convenience in a prime location. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING THE PREFERRED LENDER, INQUIRE FOR DETAILS***

Property Overview

Property TypeResidential

Sub TypeCondominium

MLS #A4688292

StatusActive

Year Built1969

Stories2

Total Rooms4

ConstructionBlock

RoofShingle

FoundationSlab

FacesWest

SubdivisionBERMUDA ON OSPREY

CountySarasota

OwnershipCondominium

FurnishedTurnkey

Interior Features

InteriorCeiling Fan(s), Solid Surface Counters, Walk-In Closet(s)

FlooringCarpet, Ceramic Tile

AppliancesDishwasher, Microwave, Range, Refrigerator

LaundryCommon Area

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorOther

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$299,000

Annual Taxes$3,473 (2025)

ZoningRMF4

Parcel #2039071027

Schools

ElementarySouthside Elementary

MiddleBrookside Middle

HighSarasota High

Directions

S. Tamiami Trl, West on Orchid, straight across Osprey to complex.

Location

3360 S OSPREY AVENUE UNIT 104B, SARASOTA, FL 34239

Listing Information

OfficeHARRY ROBBINS ASSOC INC

ListedApril 2, 2026

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Home Price

$299,000

Down Payment20% ($59,800)

Interest Rate6.75%

Loan Term

Principal & Interest$1,551

Property Tax (est.)$274

Insurance (est.)$150

Total Monthly$1,976

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Nearby Schools

Elementary School

Southside Elementary

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Middle School

Brookside Middle

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High School

Sarasota High

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How to Buy This Home

Multiple financing options available for this $299,000 home in SARASOTA.

🏛️

FHA Loan

$10,465 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 7, 2026.