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$900,000

2925 TERRA CEIA BAY BOULEVARD UNIT 2902, PALMETTO, FL 34221

3D Tour
Active110 days on market

Beds

3

Baths

3

Sq Ft

2,423 sq ft

Year Built

2007

Lot Size

1.76 acres

Garage

1

About This Property

PENTHOUSE WATER VIEWS | Furnished | Private Garage | Bay Club Value. Discover space, views, and lifestyle at a price point that stands out along the Gulf Coast. Experience elevated living in this PENTHOUSE residence featuring breathtaking WATER VIEWS of Terra Ceia Bay, the iconic Sunshine Skyway Bridge, and the skyline of St. Petersburg. This spacious 3 BEDROOM + DEN/OFFICE | 2.5 BATH home offers a desirable SPLIT FLOOR PLAN, soaring 10-FOOT CEILINGS, and an open-concept layout designed for both everyday comfort and effortless entertaining. The main living area flows seamlessly to an EXPANSIVE PRIVATE BALCONY, where you can enjoy peaceful mornings and unforgettable sunsets over the water. A dedicated DEN/OFFICE WITH BUILT-IN DESK provides the perfect space for working remotely or relaxing with a good book. Thoughtfully refreshed with NEW LIGHTING, FRESH INTERIOR PAINT, UPDATED BALCONY SCREEN, NEWER APPLIANCES, and PRIMARY BEDROOM CARPET, this residence is PROFESSIONALLY STAGED AND OFFERED FURNISHED (STAGING ITEMS EXCLUDED)—making it easy to move right in and start enjoying the Florida lifestyle. The PRIMARY SUITE offers a serene retreat, while the open living and dining areas are perfectly positioned to take in the stunning views. A rare and valuable feature, this PENTHOUSE INCLUDES A PRIVATE GARAGE. Located within the gated BAY CLUB AT TERRA CEIA GOLF COMMUNITY, residents enjoy access to resort-style amenities including a POOL, SPA, FITNESS ROOM, TENNIS COURTS, 500-FOOT FISHING PIER, and scenic nature trails. The clubhouse features dining, social events, and a lively tiki bar, with OPTIONAL GOLF MEMBERSHIP and pay-to-play access available.Ideally situated near downtown Palmetto and Bradenton, with convenient access to St. Petersburg, Sarasota, and Tampa International Airport, as well as waterfront dining, shopping, and Gulf beaches. Enjoy weekends at the Bradenton Farmer’s Market or take the nearby ferry for easy access to the islands. PENTHOUSE LIVING WITH WATER VIEWS, GENEROUS SPACE, AND EXCEPTIONAL VALUE—A STANDOUT OPPORTUNITY ON FLORIDA’S GULF COAST.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4688369
StatusActive
Year Built2007
Stories9
Total Rooms10
ConstructionBlock, Concrete
RoofBuilt-Up, Concrete, Membrane
FoundationConcrete Perimeter, Pillar/Post/Pier, Stilt/On Piling
FacesSoutheast
SubdivisionBAY CLUB PH II
CountyManatee
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsShutters
CoolingCentral Air
HeatingCentral, Electric
SecurityClosed Circuit Camera(s), Fire Alarm, Fire Sprinkler System, Gated Community, Key Card Entry, Security Gate, Smoke Detector(s)

Exterior & Lot

ExteriorBalcony, Courtyard, Fire Pit, Irrigation System, Lighting, Outdoor Grill, Outdoor Shower, Private Mailbox, Sidewalk, Sliding Doors, Storage, Tennis Court(s)
Other StructuresCabana, Storage, Tennis Court(s)
Lot Size1.76 acres (76,865 sq ft)
Lot FeaturesCleared, Conservation Area, Landscaped, On Golf Course, Sidewalk
Road SurfacePaved, Asphalt
ViewWater

Pool & Spa

Private PoolNo
Pool FeaturesDeck, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Tile
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$1,025 / Monthly
Senior CommunityNo

Financial Details

List Price$900,000
Annual Taxes$9,209 (2025)
FinancingCash, Conventional, VA Loan
ZoningPDH
Parcel #2412722359

Directions

From the roundabout on Hwy 41 in Palmetto, take 23rd Avenue to the entrance of the Palms of Terra Ceia Bay community and enter through the Guest Entrance. Follow the road all the way to the end, and you'll see Bay Club (Building 2925) on the right.

Location

2925 TERRA CEIA BAY BOULEVARD UNIT 2902, PALMETTO, FL 34221

Listing Information

OfficeREAL BROKER, LLC
ListedMay 3, 2026

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Home Price

$900,000

20% ($180,000)
6.75%

Loan Term

Principal & Interest$4,670
Property Tax (est.)$825
Insurance (est.)$150
Total Monthly$5,645
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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