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$199,000

233 CAPE HARBOUR LOOP UNIT 103, BRADENTON, FL 34212

3D Tour

Active90 days on market

Beds

Baths

Sq Ft

1,429 sq ft

Year Built

2006

Lot Size

—

Garage

—

About This Property

Step into this spacious and well-designed townhome featuring a separate dining area and an expansive living room, perfect for everyday living and entertaining. There is all new vinyl flooring in the dining and living rooms on the first floor. The kitchen offers ample cabinetry, generous counter space, and a pass-through breakfast bar for easy serving. Enjoy year-round relaxation on the screened lanai with additional storage. The first floor also includes a convenient half bath and under-stair storage. Upstairs, you’ll find two bedrooms, a versatile loft, and a laundry closet with stackable washer and dryer. The loft is ideal for a home office, media room, or flex space. The owner’s suite features dual closets, abundant natural light, and an en-suite bath with a shower/tub combo. The second bedroom offers great space, two closets, and plenty of light. Located in sought-after Heritage Harbour, enjoy resort-style amenities including a heated pool, walking trails, playgrounds, sports fields, disc golf, and more. Close to Tom Bennett Park, shopping, dining, and with easy access to I-75. HOA covers water, sewer, and trash—making this a low-maintenance and affordable option. Just minutes from shopping hubs featuring Target, Costco, and Chick-fil-A.

Property Overview

Property TypeResidential

Sub TypeTownhouse

MLS #A4688963

StatusActive

Year Built2006

Stories2

Total Rooms6

ConstructionBlock, Stucco

RoofShingle

FoundationSlab

FacesWest

SubdivisionTHE TWNHMS AT LIGHTHOUSE COVE IV

CountyManatee

OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Crown Molding, High Ceilings, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat

FlooringCarpet, Ceramic Tile, Vinyl

AppliancesBuilt-In Oven, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

LaundryLaundry Closet

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors

Lot FeaturesIn County, Landscaped, Sidewalk

Road SurfacePaved, Asphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Electricity Available, Sewer Connected, Water Available

Parking

GarageNo

HOA & Community

HOAYes

HOA Fee$1,395 / Quarterly

Senior CommunityNo

Financial Details

List Price$199,000

Original Price$215,000

Annual Taxes$3,356 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningPDMU

Parcel #1102412159

Schools

ElementaryFreedom Elementary

MiddleCarlos E. Haile Middle

HighParrish Community High

Directions

From I-75, East on SR64 to Left on Grand Harbour Parkway, left onto Lighthouse Drive past circle and then Left onto Cape Harbour Loop. Continue around bend Building 233 is on the right.

Location

233 CAPE HARBOUR LOOP UNIT 103, BRADENTON, FL 34212

Listing Information

OfficeCHARLES RUTENBERG REALTY INC

ListedApril 16, 2026

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Home Price

$199,000

Down Payment20% ($39,800)

Interest Rate6.75%

Loan Term

Principal & Interest$1,033

Property Tax (est.)$182

Insurance (est.)$150

Total Monthly$1,365

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Nearby Schools

Elementary School

Freedom Elementary

View on GreatSchools →

Middle School

Carlos E. Haile Middle

View on GreatSchools →

High School

Parrish Community High

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $199,000 home in BRADENTON.

🏛️

FHA Loan

$6,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.