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$647,000

4518 7TH STREET COURT E, ELLENTON, FL 34222

3D Tour
Active175 days on market

Beds

4

Baths

3

Sq Ft

2,675 sq ft

Year Built

1958

Lot Size

0.25 acres

Garage

1

About This Property

Enjoy the best of waterfront living with this beautifully renovated canal-front property offering direct access to the Manatee River. Situated on a lush .25-acre lot, this unique home features two fully separate living spaces, ideal for multigenerational living, guests, or income potential. The main home (downstairs) offers a spacious 2 bed, 2 bath layout (1,800 sq ft) plus a large bonus room perfect for an office or guest space. Upstairs, a private 2 bed, 1 bath apartment (950 sq ft) with its own entrance and laundry has been used as a successful short-term rental. The backyard is thoughtfully designed for effortless Florida living, featuring beautifully landscaped grounds, two spacious paver patios, and multiple gathering areas that take full advantage of the tranquil canal views. The outdoor space offers a serene waterfront setting with direct canal access?perfect for kayaking and embracing the Florida lifestyle. Recent updates include a new roof (2025), new HVAC systems (2023/2025), hurricane impact windows (2023), and full interior renovations, making this home truly move-in ready.  A rare opportunity to own a flexible waterfront home with income potential in a prime Ellenton location.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4689713
StatusActive
Year Built1958
Stories2
Total Rooms13
ConstructionBlock
RoofShingle
FoundationBlock, Slab
FacesSouth
SubdivisionMANALEE
CountyManatee
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Pest Guard System
FlooringCeramic Tile, Concrete, Luxury Vinyl, Terrazzo
AppliancesDishwasher, Disposal, Exhaust Fan, Freezer, Gas Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Touchless Faucet
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
WindowsStorm Window(s)
CoolingCentral Air
HeatingCentral
SecuritySecurity Lights, Smoke Detector(s)

Exterior & Lot

ExteriorCourtyard, Garden, Lighting, Rain Gutters, Storage
FencingOther, Wood
Other StructuresGuest House, Shed(s), Storage, Workshop
Lot Size0.25 acres (10,999 sq ft)
Lot Dimensions100 x 110
Lot FeaturesFlood Insurance Required, Landscaped, Street Dead-End
Road SurfacePaved, Asphalt
ViewGarden, Trees/Woods, Water
0

Waterfront

WaterfrontYes
FeaturesCanal Front, Waterfront, Canal - Brackish

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Propane, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$647,000
Annual Taxes$4,437 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF4.5
Parcel #986800001

Schools

ElementaryBlackburn Elementary
MiddleBuffalo Creek Middle
HighPalmetto High

Directions

From I 75 take exit to US 301-S, then after 1.2 miles Turn left onto 45th Ave E/N Orange Ave, after 1/4 mile then Turn left onto 7th St Ct E, destination is approx 285 ft on the left.

Location

4518 7TH STREET COURT E, ELLENTON, FL 34222

Listing Information

OfficeMILL CREEK REALTY
ListedApril 14, 2026

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Home Price

$647,000

20% ($129,400)
6.75%

Loan Term

Principal & Interest$3,357
Property Tax (est.)$593
Insurance (est.)$150
Total Monthly$4,100
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $647,000 home in ELLENTON.

🏛️

FHA Loan

$22,645 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,350 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: May 18, 2026.

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