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$560,000

409 NORTH POINT ROAD UNIT 401, OSPREY, FL 34229

3D Tour
Active168 days on market

Beds

3

Baths

3

Sq Ft

2,594 sq ft

Year Built

2004

Lot Size

—

Garage

—

About This Property

Nestled at treetop level, in Meridian behind the gates of The Oaks Preserve, you will find this elegant residence waiting for you to make it your own. With a spacious master suite, two guest bedrooms (one en suite) and a den, this condo lives large, with room for comfortable, gracious living. Beautifully appointed, every special touch you would want can be found here, Italian ceramic tile, crown molding, ceiling fans and custom lighting. The expansive kitchen features granite countertops and stainless-steel appliances and has a cozy breakfast nook. Practical concerns are addressed by things like electric hurricane shutters in addition to impact windows and doors, and a large laundry room. Meridian residents have use of their own pool, spa and workout room. And can take advantage of all the Oaks Club has to offer, two championship golf courses, a world-class tennis facility, a state-of-the art wellness center and a wide variety of club amenities, including dining options and social offerings. There is currently no waiting list for either Golf or Sports/Social membership.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4690812
StatusActive
Year Built2004
Stories10
Total Rooms8
ConstructionConcrete, Stucco
RoofConcrete
FoundationSlab
FacesEast
SubdivisionMERIDIAN AT THE OAKS PRESERVE
CountySarasota
OwnershipCondominium
FurnishedTurnkey

Interior Features

InteriorSplit Bedroom
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral
SecurityGated Community

Exterior & Lot

ExteriorBalcony
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$1,100 / Quarterly
Senior CommunityNo

Financial Details

List Price$560,000
Original Price$625,000
Annual Taxes$6,285 (2025)
Parcel #0133051305

Schools

ElementaryGulf Gate Elementary
MiddleBrookside Middle
HighRiverview High

Directions

Rte. 41/ Tamiami Trail South to The Oaks Preserve entrance/North Point Road. West through guard gage to building on left.

Location

409 NORTH POINT ROAD UNIT 401, OSPREY, FL 34229

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedApril 21, 2026

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Home Price

$560,000

20% ($112,000)
6.75%

Loan Term

Principal & Interest$2,906
Property Tax (est.)$513
Insurance (est.)$150
Total Monthly$3,569
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $560,000 home in OSPREY.

🏛️

FHA Loan

$19,600 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 3, 2026.

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