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$17,940

3909 E BAY DRIVE UNIT 4, HOLMES BEACH, FL 34217

3D Tour

Active10 days on market

Beds

—

Baths

Sq Ft

988 sq ft

Year Built

1985

Lot Size

0.02 acres

Garage

—

About This Property

Rare office space available in well established Anna Maria Island commercial building in the heart of Holmes Beach. The office resides in a commercial condominium equipped with elevator, internal stairs and public restrooms for men and women on the second and third floor. The unit for lease is on the second floor. Sign space available on East Bay drive on the main thoroughfare. Plenty of exterior parking with both a street side and back door entrance. Building provides diverse occupants of tax consultant, medical offices and construction. Current layout of 988 square feet is a break room with galley kitchen equipped with sink and updated kitchen cabinets. There are three multi occupant areas equipped with office work surfaces as well as one room that contains shelving for storage. Interior is decorated coastal with ship lap walls and large doors with glass. Move in ready and perfect for a small-medium professional office. Space is directly off the main commercial thoroughfare running North and South on Anna Maria Island. Publix, CVS, Walgreens as well as the largest outdoor shopping area on Anna Maria island is an orange throw across the street. This is a perfect location to service the residents and visitors of Anna Maria Island. Space is available mid-late Summer. Current tenant is real estate office. Please note, this is a triple net lease. There are CAM fees and property taxes in addition to published monthly rent.

Property Overview

Property TypeCommercial Lease

Sub TypeMixed Use

MLS #A4690930

StatusActive

Year Built1985

ConstructionConcrete

FoundationBlock

SubdivisionANNA MARIA SQUARE

CountyManatee

Interior Features

CoolingCentral Air

Exterior & Lot

Lot Size0.02 acres (988 sq ft)

Road SurfaceAsphalt

Utilities

WaterPublic

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$17,940

Annual Taxes$2,998 (2025)

ZoningC1

Parcel #7400500307

Directions

West on State Route 64, Left or South on East Bay Drive, left into large driveway to complex.

Location

3909 E BAY DRIVE UNIT 4, HOLMES BEACH, FL 34217

Listing Information

OfficeISLAND REAL ESTATE-ANNA MARIA

ListedApril 22, 2026

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Home Price

$17,940

Down Payment20% ($3,588)

Interest Rate6.75%

Loan Term

Principal & Interest$93

Property Tax (est.)$16

Insurance (est.)$150

Total Monthly$260

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How to Buy This Home

Multiple financing options available for this $17,940 home in HOLMES BEACH.

🏛️

FHA Loan

$628 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$897 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: May 2, 2026.