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$839,000

2811 GULF DRIVE, HOLMES BEACH, FL 34217

3D Tour
Active165 days on market

Beds

2

Baths

3

Sq Ft

1,014 sq ft

Year Built

1979

Lot Size

0.11 acres

Garage

1

About This Property

Experience the ultimate Florida beach lifestyle in this elevated 2-bedroom, 2-bathroom coastal retreat situated just steps from the pristine white sands of the Gulf. This home exudes classic island charm with modern peace of mind, featuring full impact-rated windows and doors along with durable Hardie siding designed for long-lasting beauty and protection. The exterior is anchored by a sprawling paver driveway and professional tropical landscaping, leading to a versatile covered under-house area perfect for shaded relaxation or gear storage after a day on the water. The property also boasts ample garage space that offers incredible flexibility, with plenty of room that could easily be converted into a game room or additional lounge area. Inside, the open-concept living space is bathed in natural light and anchored by rich wood flooring that flows throughout the main areas. The chef-inspired kitchen is well-appointed with warm wood cabinetry, granite countertops, and a suite of stainless steel appliances, all centered around a large breakfast bar that overlooks the dining and living zones. Offered fully furnished for the buyer’s convenience, this home is truly move-in ready and designed for immediate enjoyment. Step through elegant French doors to the expansive covered porch, an ideal setting for al fresco dining and morning coffee in the coastal breeze. Whether you are looking for a primary residence or a seasonal getaway, this turnkey coastal gem offers the rare opportunity to live life just minutes from the water’s edge.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4691196
StatusActive
Year Built1979
Stories1
Total Rooms7
ConstructionBlock, HardiPlank Type, Wood Frame
RoofShingle
FoundationSlab, Stilt/On Piling
FacesWest
SubdivisionILEXHURST
CountyManatee
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Thermostat
FlooringLuxury Vinyl
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorPrivate Entrance, Private Mailbox
Lot Size0.11 acres (5,001 sq ft)
Lot Dimensions50 x 100
Road SurfaceBrick
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected

Parking

GarageYes (1 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$839,000
Original Price$879,000
Annual Taxes$12,637 (2025)
ZoningR1
Parcel #7475800004

Directions

from manatee ave, turn left onto to east bay drive, head south and home is on the left

Location

2811 GULF DRIVE, HOLMES BEACH, FL 34217

Listing Information

OfficeDUNCAN REAL ESTATE, INC.
ListedApril 24, 2026

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Home Price

$839,000

20% ($167,800)
6.75%

Loan Term

Principal & Interest$4,353
Property Tax (est.)$769
Insurance (est.)$150
Total Monthly$5,272
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Financing a Luxury Home

Specialized financing for this $839,000 property in HOLMES BEACH. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$83,900 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$125,850 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$167,800 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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