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$359,900

4317 NW 40TH TERRACE, CAPE CORAL, FL 33993

3D Tour
Active89 days on market

Beds

4

Baths

2

Sq Ft

1,712 sq ft

Year Built

2007

Lot Size

0.23 acres

Garage

2

About This Property

Motivated Seller Relocating for Work – Stunning 4-Bed Pool-Ready Home on a Fully Fenced ¼-Acre Oasis in Cape Coral This home looks exactly like the photos — no AI tricks, no filters. What you see is what you get. Better than new! Welcome to this beautifully updated 4-bedroom, 2-bath residence that perfectly blends modern comfort with exceptional outdoor living. Set on a spacious 0.23-acre fully fenced lot, it offers true privacy, room for a future pool, pets, and endless entertaining — something most new builds simply cannot match. Recent Upgrades & Features: • New roof (June 2022) • New A/C (August 2022) • Updated kitchen with new cabinets (2022–2023) • Both bathrooms fully renovated • Fresh interior & exterior paint (2022) • New water heater (2024), water softener (2025), and well tank (2022) • New appliances (2022–2023) • Hurricane-rated front door (2024) • Expanded screened lanai + covered deck • Soaring cathedral ceilings and bright open-concept layout Enjoy quick, low-traffic access to Cape Coral and Punta Gorda amenities, shopping, dining, parks, and trails. Utility Note: Private well & septic (no current public water/sewer assessments — review not until 2045), keeping monthly costs lower. Hot tub can be included with an acceptable offer. 1-year home warranty included. The owner is relocating for a job and is highly motivated to sell. This is your chance to own an upgraded home on a large, fenced lot in Cape Coral.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4691858
StatusActive
Year Built2007
Stories1
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionCAPE CORAL
CountyLee
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringTile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Private Yard, Rain Gutters, Storage
FencingFenced
Other StructuresGazebo
Lot Size0.23 acres (10,019 sq ft)
Lot Dimensions80 x 125
Road SurfacePaved
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$359,900
Original Price$384,900
Annual Taxes$3,128 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR1
Parcel #134322C305461.0310

Directions

Burnt Store to Kismet to Old Burnt Store to NW 41st to NW 40th Ter. House is on the right.

Location

4317 NW 40TH TERRACE, CAPE CORAL, FL 33993

Listing Information

OfficeTREND REALTY
ListedApril 30, 2026

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Home Price

$359,900

20% ($71,980)
6.75%

Loan Term

Principal & Interest$1,867
Property Tax (est.)$330
Insurance (est.)$150
Total Monthly$2,347
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How to Buy This Home

Multiple financing options available for this $359,900 home in CAPE CORAL.

🏛️

FHA Loan

$12,597 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 28, 2026.

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