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$465,500

3705 E BAY DRIVE UNIT 117, HOLMES BEACH, FL 34217

3D Tour
Active92 days on market

Beds

2

Baths

2

Sq Ft

1,121 sq ft

Year Built

1980

Lot Size

0.69 acres

Garage

About This Property

Just a couple blocks from the beautiful beaches of Holmes Beach, this charming 2-bedroom, 2-bath corner unit offers the perfect blend of comfort, convenience, and coastal living. Inside, you’ll find new flooring throughout, an open-concept living and dining area filled with natural light, and a spacious screened-in patio perfect for relaxing after a day at the beach. Other upgrades include New appliances, custom closets built in, and new kitchen appliances! Sunbow is located right off Manatee Avenue and close to all the necessities of island living. Located in a desirable community featuring a sparkling pool and a peaceful walking trail surrounding the water, this property is ideal as a full-time residence, vacation getaway, or investment opportunity. Enjoy easy access to shopping, dining, and the laid-back island lifestyle all just moments away.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4693492
StatusActive
Year Built1980
Stories1
Total Rooms3
ConstructionBlock
RoofMetal
FoundationStilt/On Piling
FacesNorth
SubdivisionSUNBOW BAY PH III
CountyManatee
OwnershipCondominium
FurnishedTurnkey

Interior Features

InteriorCeiling Fan(s), Elevator, Open Floorplan, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringTile, Vinyl
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOutdoor Grill, Sidewalk, Sliding Doors
Lot Size0.69 acres (29,876 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$465,500
Original Price$469,000
Annual Taxes$2,451 (2025)
ZoningR3
Parcel #7401413351

Directions

Heading west on manatee Avenue you will make a left on gulf drive and then make a left onto the Sunbow community. Building is in the far back.

Location

3705 E BAY DRIVE UNIT 117, HOLMES BEACH, FL 34217

Listing Information

OfficeMARCUS & COMPANY REALTY
ListedMay 15, 2026

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Home Price

$465,500

20% ($93,100)
6.75%

Loan Term

Principal & Interest$2,415
Property Tax (est.)$427
Insurance (est.)$150
Total Monthly$2,992
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How to Buy This Home

Multiple financing options available for this $465,500 home in HOLMES BEACH.

🏛️

FHA Loan

$16,293 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,275 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 15, 2026.

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