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$314,900

258 RIO DE JANEIRO AVENUE, PUNTA GORDA, FL 33983

3D Tour
Active72 days on market

Beds

4

Baths

2

Sq Ft

1,846 sq ft

Year Built

2021

Lot Size

0.24 acres

Garage

2

About This Property

Welcome to affordable Florida living in the highly desirable Deep Creek community. Built in 2021 and situated on nearly a quarter-acre lot, this 4-bedroom, 2-bath home offers modern comfort, functional design, and an exceptional location. Inside, you'll find a spacious split-bedroom floor plan with an open-concept layout perfect for everyday living and entertaining. The kitchen features quartz countertops, stainless steel appliances, a large closet pantry, breakfast bar seating, and flows seamlessly into the dining and living areas. The inside laundry room includes the washer and dryer for added convenience, while hurricane shutters provide peace of mind during storm season. Enjoy all that Deep Creek has to offer with low HOA dues of just $210 annually, providing access to a playground, tennis courts, and basketball courts, along with minimal deed restrictions, no CDD fees, and an X flood zone location. Ideally situated just minutes from I-75, you'll enjoy easy access to Sarasota, Fort Myers, and historic downtown Punta Gorda, as well as nearby boating, fishing, golf courses, nature parks, Gulf Coast beaches, Sunseeker Resort Charlotte Harbor, CoolToday Park, home of Atlanta Braves Spring Training, and Charlotte Sports Park, home of Tampa Bay Rays Spring Training. Don't miss this opportunity to own a newer home in one of Southwest Florida's most sought-after communities.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4693994
StatusActive
Year Built2021
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionDEEP CREEK SEC 20
CountyCharlotte
OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorHurricane Shutters, Private Mailbox, Sliding Doors
Lot Size0.24 acres (10,346 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$210 / Annually
Senior CommunityNo

Financial Details

List Price$314,900
Original Price$325,000
Annual Taxes$4,447 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF3.5
Parcel #402304184001

Schools

ElementaryDeep Creek Elementary
MiddlePunta Gorda Middle
HighCharlotte High

Directions

I-75, exit 170 north on Kings Hwy, south on Sandhill Blvd, turn left onto Rio de Janeiro Ave. House is on your left.

Location

258 RIO DE JANEIRO AVENUE, PUNTA GORDA, FL 33983

Listing Information

OfficeCHANNELL REAL ESTATE & INVESTMENTS
ListedMay 18, 2026

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Home Price

$314,900

20% ($62,980)
6.75%

Loan Term

Principal & Interest$1,634
Property Tax (est.)$289
Insurance (est.)$150
Total Monthly$2,073
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $314,900 home in PUNTA GORDA.

🏛️

FHA Loan

$11,022 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.

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