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$447,000

5432 SILVER MOONLIGHT DRIVE, PALMETTO, FL 34221

3D Tour
Active154 days on market

Beds

5

Baths

3

Sq Ft

2,934 sq ft

Year Built

2026

Lot Size

0.13 acres

Garage

2

About This Property

All Closing Costs Paid, Up to $5k Towards Options & Special Interest Rates with the use of our preferred lender - Now through Sunday, November 1st. MOVE IN READY! This two-story, all concrete block constructed, two-car garage home has a large open concept kitchen overlooking the great room and dining area that leads to a covered lanai. The first floor also provides a flex room upon entering the home, as well as a spacious guest bedroom and full bathroom. Upstairs there is a large bonus room, great for work or for play, as well as Bedroom 1 with ensuite bath, three additional bedrooms, a third full bathroom, and a well-appointed laundry room. This home comes with stainless-steel dishwasher, electric range, and microwave. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4694392
StatusActive
Year Built2026
Total Rooms7
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesSouthwest
SubdivisionSILVERSTONE
CountyManatee
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorOpen Floorplan
FlooringCarpet, Luxury Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range
LaundryLaundry Room
WindowsLow-Emissivity Windows
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors, Sprinkler Metered
Lot Size0.13 acres (6,024 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Underground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$120 / Monthly
Senior CommunityNo

Financial Details

List Price$447,000
Original Price$468,590
FinancingCash, Conventional, FHA, VA Loan
ZoningPD-R
Parcel #716941659

Schools

ElementaryJames Tillman Elementary
MiddleLincoln Middle
HighPalmetto High

Directions

From I-75 S, take exit 229 toward Parrish. Keep right at the fork, follows signs for US-41 and merge onto 97th St. E / Mocassin Wallow Rd./Moccassin Wallow Rd continue west for 1.3 miles until you reach 36th Ave. E / Ellenton Gillette Rd. Head south for approx. 2.9 miles and the community will be on your left. Turn onto Pond Stone Run then left onto Silver Strand Trail. Sale Center located at 3820 Silver Strand Trail.

Location

5432 SILVER MOONLIGHT DRIVE, PALMETTO, FL 34221

Listing Information

OfficeD.R. HORTON REALTY OF SARASOTA
ListedMay 20, 2026

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Home Price

$447,000

20% ($89,400)
6.75%

Loan Term

Principal & Interest$2,319
Property Tax (est.)$410
Insurance (est.)$150
Total Monthly$2,879
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $447,000 home in PALMETTO.

🏛️

FHA Loan

$15,645 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,350 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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