$320,000
89 NAVIGATION CIRCLE, OSPREY, FL 34229
Beds
2
Baths
2
Sq Ft
1,449 sq ft
Year Built
2014
Lot Size
—
Garage
1
About This Property
One or more photo(s) has been virtually staged. DISCOVER A LIMITED-TIME OPPORTUNITY! ? A SPECIAL OPPORTUNITY IS AVAILABLE FOR BUYERS WITH AN ACCEPTED PURCHASE CONTRACT ON OR BEFORE AUGUST 30, 2026. CONTACT THE LISTING AGENT FOR DETAILS. Experience the perfect blend of comfort, convenience, and Florida lifestyle in this beautifully maintained first-floor residence located in the highly desirable gated community of Bay Street Village in Osprey. Offering 2 bedrooms, 2 bathrooms, a versatile den, and an attached one-car garage, this thoughtfully designed home is ideal as a primary residence, seasonal retreat, or investment opportunity. The open-concept floor plan features a spacious kitchen with granite countertops, stainless steel appliances, abundant cabinetry, and a breakfast bar overlooking the dining and living areas, creating a welcoming space for everyday living and entertaining. Large sliding glass doors open to a screened lanai where you can relax and enjoy peaceful lake views while embracing Florida's year-round outdoor lifestyle. The split-bedroom layout provides privacy for both owners and guests. The spacious primary suite offers tranquil water views, a walk-in closet, dual vanities, and a generous walk-in shower. The versatile den provides the perfect space for a home office, reading room, or additional guest accommodations. Residents of Bay Street Village enjoy resort-style amenities, including a heated pool and spa, clubhouse, fitness center, and beautifully landscaped grounds, all within a secure gated community. Ideally located just minutes from Nokomis Beach, Siesta Key Beach, Casey Key, the Legacy Trail, Oscar Scherer State Park, waterfront dining, shopping, golf courses, and the vibrant downtown districts of Sarasota and Venice, this home offers the very best of Florida's Gulf Coast lifestyle. Whether you're searching for a full-time residence or the perfect seasonal getaway, this exceptional property offers an outstanding combination of location, comfort, and value in one of Osprey's most sought-after communities. SCHEDULE YOUR PRIVATE SHOWING TODAY AND EXPERIENCE THE LIFESTYLE THAT MAKES BAY STREET VILLAGE ONE OF OSPREY'S MOST DESIRABLE COMMUNITIES!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Take US-41 South/Tamiami Trail to East Bay St and turn left. Continue to Explorer Drive and turn right into the main gated entrance. You will need the gate code to enter. Once through the gate, the first building directly ahead of you is the correct building. Unit 89 Navigation Circle is located on the first floor.
Location
89 NAVIGATION CIRCLE, OSPREY, FL 34229
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$320,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $320,000 home in OSPREY.
🏛️
FHA Loan
$11,200 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$16,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Sarasota County SHIP
Varies
Income-qualifying Sarasota residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 13, 2026.