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$2,499,900

517 KUMQUAT DRIVE, ANNA MARIA, FL 34216

3D Tour
Active62 days on market

Beds

4

Baths

4

Sq Ft

2,826 sq ft

Year Built

1983

Lot Size

0.24 acres

Garage

2

About This Property

This 4 bed/4 bath waterfront pool home is on a quiet cul de sac, in the city of Anna Maria, with views of Bimini Bay! Roomy and inviting, with no bridges to the Bay, this boater’s paradise also allows short term rentals! The spacious floor plan invites you to relax. Whether you are preparing meals in your open kitchen with freshly painted cabinetry, stainless steel appliances and oversized granite counters, or lounging in your family room with shiplap wall, while enjoying the water views…you will relish island life. Step outside to your enclosed, Brazilian Teak deck overlooking your large salt water pool, and enjoy the breeze. Guests will love the large bedrooms…three with en suites! You will love the low maintenance limestone yard (2022), the seawall being new in 2021, the water & electric at the dock, with your 10,000lb boat lift with new motor (2025), your custom matching shed, your annually maintained 4 ton AC & updated ducts (2021), your French drain & pump system in driveway (2024), your summer kitchen (2024) and your new garage door (2024). This home has ample space for everyone, and is just a short walk to the shops and eateries of Pine Avenue. Come enjoy island life and make this your island oasis!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4694674
StatusActive
Year Built1983
Total Rooms12
ConstructionBlock, Wood Frame
RoofMetal
FoundationBlock
FacesNorth
SubdivisionLACIOS SEC B
CountyManatee
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Skylight(s), Stone Counters, Thermostat
FlooringLaminate, Tile, Hardwood
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Solar Hot Water Owned, Washer
LaundryLaundry Room
CoolingCentral Air, Mini-Split Unit(s)
HeatingElectric

Exterior & Lot

ExteriorAwning(s), Courtyard, French Doors, Sliding Doors
FencingVinyl, Wood
Other StructuresShed(s)
Lot Size0.24 acres (10,424 sq ft)
Lot FeaturesCul-De-Sac, Flood Insurance Required, FloodZone, City Lot, In County, Landscaped, Level
Road SurfacePaved
ViewPool, Water

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Lighting, Pool Sweep, Salt Water, Screen Enclosure, Solar Heat

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$2,499,900
Annual Taxes$9,392 (2025)
ZoningR1
Parcel #6924400002

Schools

ElementaryAnna Maria Elementary
MiddleMartha B. King Middle
HighManatee High

Directions

Marina Dr north, right on Magnolia, right on South Bay, right on Kumquat, house is 5th on left

Location

517 KUMQUAT DRIVE, ANNA MARIA, FL 34216

Listing Information

OfficeISLAND REAL ESTATE-ANNA MARIA
ListedMay 24, 2026

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Home Price

$2,499,900

20% ($499,980)
6.75%

Loan Term

Principal & Interest$12,971
Property Tax (est.)$2,292
Insurance (est.)$150
Total Monthly$15,413
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Nearby Schools

Financing a Luxury Home

Specialized financing for this $2,499,900 property in ANNA MARIA. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$249,990 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$374,985 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$499,980 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 25, 2026.

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