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$3,899,000

605 KEY ROYALE DRIVE, HOLMES BEACH, FL 34217

3D Tour

Active39 days on market

Beds

Baths

Sq Ft

2,645 sq ft

Year Built

1963

Lot Size

0.26 acres

Garage

About This Property

This fully remodeled 3-bedroom, 3.5-bath waterfront home is a rare find—offering breathtaking views, modern upgrades throughout, and direct access to Tampa Bay and the Gulf of Mexico in the highly sought after neighborhood of Key Royale on Anna Maria Island. Situated on a tranquil south-facing cove along the Intracoastal Waterway, this property provides both stunning scenery and natural protection. Upon entering the home, you will find an open, airy floor plan featuring all-new wood flooring, new interior and exterior doors, new windows with shutters, and exceptional craftsmanship at every turn. The chef’s kitchen is a true showstopper, showcasing top-of-the-line Thermador appliances, custom cabinetry, and a spacious layout designed for effortless hosting and everyday living. The primary suite is a retreat of its own with large walk -in closet and a beautifully updated ensuite bath. The second bedroom functions like a second primary, offering a generous bedroom space and its own private ensuite bathroom—ideal for guests or multi-generational living. Outdoors, the home transforms into a private waterfront paradise. Enjoy a saltwater pool and spa, an outdoor kitchen with a gas BBQ, green egg, griddle, and your own putting green—all overlooking sparkling water views where dolphins are frequent visitors. Boaters will appreciate the 16,000-lb boat lift, deep water access, and plenty of side-yard space for additional toys, including a 50-amp RV hookup and room for a boat or trailer. Additional peace of mind comes with recent updates: the lanai was screened in March 2026, and a full home inspection was completed in January 2026 by SWF Home Inspections. With luxury updates, protected water, and unparalleled views, this is Florida waterfront living at its finest!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #A4694873

StatusActive

Year Built1963

Stories1

Total Rooms8

ConstructionConcrete, Stucco

RoofMetal

FoundationSlab

FacesNorth

SubdivisionKEY ROYALE 2ND ADD REP

CountyManatee

OwnershipFee Simple

FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments

FlooringEngineered Hardwood, Porcelain Tile

AppliancesBar Fridge, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator

LaundryLaundry Room

WindowsWindow Treatments

CoolingCentral Air

HeatingCentral

FireplaceYes ()

SecurityClosed Circuit Camera(s), Fire Alarm

Exterior & Lot

ExteriorBalcony, Outdoor Kitchen

FencingVinyl

Other StructuresOutdoor Kitchen

Lot Size0.26 acres (11,326 sq ft)

Road SurfaceAsphalt

ViewWater

Pool & Spa

Private PoolYes

Pool FeaturesDeck, Gunite, Heated, Lighting, Salt Water

SpaHeated, In Ground

Waterfront

WaterfrontYes

FeaturesBay/Harbor

Utilities

WaterPublic

SewerPrivate Sewer

UtilitiesCable Connected, Electricity Connected, Sewer Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

Senior CommunityNo

Financial Details

List Price$3,899,000

Original Price$3,950,000

Annual Taxes$15,268 (2025)

ZoningR1AA

Parcel #7283700008

Schools

ElementaryAnna Maria Elementary

Directions

Take Manatee Ave W and head towards Anna Maria Island. Turn right onto Marina Drive and then turn right onto Key Royale. Continue to over the bridge and property of 605 Key Royale will be on your right.

Location

605 KEY ROYALE DRIVE, HOLMES BEACH, FL 34217

Listing Information

OfficeBEACH HOUSE REAL ESTATE LLC

ListedMay 30, 2026

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Home Price

$3,899,000

Down Payment20% ($779,800)

Interest Rate6.75%

Loan Term

Principal & Interest$20,231

Property Tax (est.)$3,574

Insurance (est.)$150

Total Monthly$23,955

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Nearby Schools

Elementary School

Anna Maria Elementary

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Financing a Luxury Home

Specialized financing for this $3,899,000 property in HOLMES BEACH. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$389,900 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$584,850 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$779,800 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 8, 2026.