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$305,000

1405 E FRANCES AVENUE, PLANT CITY, FL 33563

3D Tour

Active28 days on market

Beds

Baths

Sq Ft

1,115 sq ft

Year Built

1990

Lot Size

0.16 acres

Garage

About This Property

THIS RECENTLY UPDATED HOME IS MOVE-IN READY!!! Built in 1990, with No HOA, No CDD, Low Property Taxes, and all the upgrades, this family home is perfect for new beginnings, retirement or an investment rental. Are you looking for a 3 bedroom 2 bath home with a new shingle roof , new A/C system, newer water heater, granite countertops in the kitchen with new cabinetry and breakfast bar? What about laminate flooring throughout the entire home? No carpet here! Check all of the boxes with this charming home in mind. Beautifully remodeled bathrooms! You've got to see the personality of this home! Additional features include a bay window in the dining area, French doors from the living room and primary bedroom out onto the spacious screened lanai. More special features include a solid wood front door and new wood-look garage door with cedar trim. This property has partial chain link fencing in the front, quiet paved road frontage in both the front and the rear of the home doubling the driveway and parking for added convenience. Need outdoor storage? The storage shed has a new metal roof with built-in shelving inside and lean to for lawn equipment and outdoor items. Owner is relocating and very motivated! Don't miss out on the opportunity to own a newly modernized and updated home that is move-in ready for a great price!!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #A4695051

StatusActive

Year Built1990

Stories1

Total Rooms3

ConstructionVinyl Siding, Wood Frame

RoofShingle

FoundationSlab

FacesNorth

SubdivisionGIBSON TERRACE RESUB

CountyHillsborough

OwnershipFee Simple

Interior Features

InteriorIn Wall Pest System, Solid Surface Counters, Vaulted Ceiling(s), Walk-In Closet(s)

FlooringLaminate

AppliancesElectric Water Heater, Range, Refrigerator

LaundryIn Garage

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorFrench Doors, Storage

FencingChain Link

Other StructuresShed(s)

Lot Size0.16 acres (6,900 sq ft)

Lot Dimensions60 x 115

Lot FeaturesCity Lot

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$305,000

Original Price$310,000

Annual Taxes$1,414 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningR-1

Parcel #P2828225BC00000000000.2

Directions

I-4 East to Plant City to Exit 22, Park Rd. Continue South onto Park Rd and turn Right on Cherry St. Turn Left onto N Maryland Ave the turn Right onto E Young St. Slight Right onto Frances Ave will take you to the front of the property.

Location

1405 E FRANCES AVENUE, PLANT CITY, FL 33563

Listing Information

OfficeCHARLES RUTENBERG REALTY INC

ListedJune 12, 2026

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Home Price

$305,000

Down Payment20% ($61,000)

Interest Rate6.75%

Loan Term

Principal & Interest$1,583

Property Tax (est.)$280

Insurance (est.)$150

Total Monthly$2,012

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How to Buy This Home

Multiple financing options available for this $305,000 home in PLANT CITY.

🏛️

FHA Loan

$10,675 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 10, 2026.