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$295,000

1405 E FRANCES AVENUE, PLANT CITY, FL 33563

3D Tour
Active121 days on market

Beds

3

Baths

2

Sq Ft

1,115 sq ft

Year Built

1990

Lot Size

0.16 acres

Garage

1

About This Property

Virtually Staged. Welcome to 1405 E Frances Ave as we welcome a new baby! Available for showings again on October 5th with the newly reduced price! Schedule now for your personal tour. MOVE-IN READY!!! Built in 1990, with over 1700 total sqft and No HOA, No CDD, Low Property Taxes, and all the upgrades. This family home is perfect for new beginnings, retirement or an investment rental. Are you looking for a 3 bedroom 2 bath home with a new shingle roof , new A/C system, newer water heater, granite countertops in the kitchen with new cabinetry and breakfast bar? Check all of the boxes with this charming home in mind. Laminate flooring throughout and updated PEX plumbing PLUS beautifully remodeled bathrooms! You've got to see the personality of this home! Additional features include a bay window in the dining area, French doors from the living room and primary bedroom out onto the spacious screened lanai. Ready for your outdoor kitchen and room for entertainment! More special features include a solid wood front door and new garage door . This property has partial chain link fencing in the front, quiet paved road frontage in both the front and the rear of the home doubling the driveway and parking for added convenience. Need outdoor storage? The storage shed has a new metal roof with built-in shelving inside and lean to for lawn equipment and outdoor items. Owner is relocating and very motivated! Don't miss out on the opportunity to own a newly modernized and updated home that is move-in ready for a great price!!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4695051
StatusActive
Year Built1990
Stories1
Total Rooms3
ConstructionVinyl Siding, Wood Frame
RoofShingle
FoundationSlab
FacesNorth
SubdivisionGIBSON TERRACE RESUB
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorIn Wall Pest System, Solid Surface Counters, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringLaminate
AppliancesElectric Water Heater, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFrench Doors, Storage
FencingChain Link
Other StructuresShed(s)
Lot Size0.16 acres (6,900 sq ft)
Lot Dimensions60 x 115
Lot FeaturesCity Lot
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$295,000
Original Price$310,000
Annual Taxes$1,414 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1
Parcel #P2828225BC00000000000.2

Schools

ElementaryJackson-HB
MiddleMarshall-HB
HighPlant City-HB

Directions

I-4 East to Plant City to Exit 22, Park Rd. Continue South onto Park Rd and turn Right on Cherry St. Turn Left onto N Maryland Ave the turn Right onto E Young St. Slight Right onto Frances Ave will take you to the front of the property.

Location

1405 E FRANCES AVENUE, PLANT CITY, FL 33563

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedJune 12, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$295,000

20% ($59,000)
6.75%

Loan Term

Principal & Interest$1,531
Property Tax (est.)$270
Insurance (est.)$150
Total Monthly$1,951
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $295,000 home in PLANT CITY.

🏛️

FHA Loan

$10,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 12, 2026.

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