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$699,999

408 TORTUGA DRIVE, NOKOMIS, FL 34275

3D Tour
Active104 days on market

Beds

3

Baths

3

Sq Ft

2,310 sq ft

Year Built

2006

Lot Size

0.20 acres

Garage

2

About This Property

OWNER FINANCING; Term 4.5% at 15 Years, 10% Down. Take advantage of this seller financing option and save money. You can own this newly remodeled costal gem with 200,000. in upgrades-just minutes to the beach. This Move-In Ready 3 bed, 2.5 bath home sits on a prime corner lot west of Highway 41 with no CDD fees. Key Features: Hurricane Ready PGT windows, New A/C (2023), whole-house duct cleaning, New heavy duty water heater, Interior; new costal ceramic tile, fresh paint, 5” baseboards, new fixtures, vanities, stone counters, lighting, ceiling fans. Chefs Kitchen; Bosch dishwasher, 6-burner Dacor stove, built-in Frigidaire Monogram refrigerator, Bathrooms have new tiled walk-in showers with a soaking tub in Master suite. A 470 sq. ft. Lanai with outdoor kitchen.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4696148
StatusActive
Year Built2006
Total Rooms3
ConstructionBlock, Concrete
RoofTile
FoundationConcrete Perimeter
FacesWest
SubdivisionHAVANA HEIGHTS
CountySarasota
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Solid Wood Cabinets, Stone Counters, Thermostat, Window Treatments
FlooringCeramic Tile
AppliancesDishwasher, Gas Water Heater, Range, Range Hood, Refrigerator, Wine Refrigerator
LaundryGas Dryer Hookup, Inside
CoolingCentral Air
HeatingNatural Gas

Exterior & Lot

ExteriorCourtyard, Outdoor Kitchen, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.20 acres (8,925 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Public, Sewer Connected, Street Lights, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$420 / Annually
Senior CommunityNo

Financial Details

List Price$699,999
Annual Taxes$5,600 (2025)
FinancingCash, Conventional, FHA, Owner May Carry, VA Loan
ZoningRSF2
Parcel #0161070027

Directions

75 Highway South, Exit 200 to Highway 41 (Tamiami Trail) towards Nokomis, Turn onto Montana Ave to Palmetto (left), house sits at corner of Palmetto & Tortuga.

Location

408 TORTUGA DRIVE, NOKOMIS, FL 34275

Listing Information

OfficeSAVVY AVENUE, LLC
ListedJune 24, 2026

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Home Price

$699,999

20% ($140,000)
6.75%

Loan Term

Principal & Interest$3,632
Property Tax (est.)$642
Insurance (est.)$150
Total Monthly$4,424
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How to Buy This Home

Multiple financing options available for this $699,999 home in NOKOMIS.

🏛️

FHA Loan

$24,500 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$35,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 25, 2026.

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