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$189,900

3909 S CEDAR TERRACE, HOMOSASSA, FL 34448

3D Tour
Active18 days on market

Beds

3

Baths

2

Sq Ft

1,040 sq ft

Year Built

1985

Lot Size

2.14 acres

Garage

About This Property

Discover the potential of this 2.14-acre corner lot property in the heart of Homosassa. Featuring a 3-bedroom, 2-bath mobile home, this property provides privacy, space, and endless possibilities. With limited acreage inventory available in the area, this is a rare opportunity for homeowners, investors, or those seeking room to grow. The expansive corner parcel may have the potential for subdivision into two homesites (buyer to verify with local zoning and planning authorities), making it an attractive investment opportunity. The property includes a pond, an enclosed shed, and additional outbuildings, providing ample storage, workspace, or hobby space. Whether you're looking for a private country setting, future development potential, or simply a place to enjoy the outdoors, this property delivers exceptional land value and versatility in a desirable Homosassa location.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #A4696222
StatusActive
Year Built1985
Stories1
Total Rooms5
ConstructionHardiPlank Type
RoofMembrane
FoundationPillar/Post/Pier
FacesWest
SubdivisionHOMOSASSA HIGHLANDS
CountyCitrus
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Walk-In Closet(s)
FlooringLaminate, Tile
AppliancesRange, Refrigerator
LaundryOutside
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting, Rain Gutters
Other StructuresShed(s)
Lot Size2.14 acres (93,075 sq ft)
Lot Dimensions304 x 305
Lot FeaturesCorner Lot
Road SurfacePaved
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$189,900
Annual Taxes$660 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMDRMH
Parcel #17E19S230040000000370

Schools

ElementaryLecanto Primary School
MiddleLecanto Middle School
HighLecanto High School

Directions

W Grover Cleveland Blvd, turn onto S Cedar Terrace, home is on the right at the corner of W Sue Ann Ln.

Location

3909 S CEDAR TERRACE, HOMOSASSA, FL 34448

Listing Information

Office365 REALTY GROUP INC
ListedJune 6, 2026

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Home Price

$189,900

20% ($37,980)
6.75%

Loan Term

Principal & Interest$985
Property Tax (est.)$174
Insurance (est.)$150
Total Monthly$1,309
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $189,900 home in HOMOSASSA.

🏛️

FHA Loan

$6,647 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 17, 2026.

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