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$139,900

2320 TERRA CEIA BAY BOULEVARD UNIT 207, PALMETTO, FL 34221

3D Tour
Active118 days on market

Beds

2

Baths

2

Sq Ft

936 sq ft

Year Built

1991

Lot Size

3.19 acres

Garage

,

About This Property

Hurricane shutters • Golf course views • Screened lanai • Updated HVAC • Gated golf community Enjoy golf course views, move-in-ready condition, and valuable hurricane protection in this updated 2-bedroom, 2-bath condominium located within the gated Terra Ceia Bay Golf & Country Club community. From the moment you enter, you'll appreciate the bright interior, neutral finishes, and tile flooring that extends throughout the entire residence. One of the home's standout features is its hurricane shutter system, providing an added layer of storm protection and peace of mind. Combined with low-maintenance condominium living, this feature makes the property especially appealing for both year-round and seasonal residents. The spacious kitchen offers abundant cabinet storage, generous countertop workspace, stainless steel appliances, recessed LED lighting, and premium Silestone Rosa Grey 3cm countertops. This non-porous surface delivers the look of natural stone while resisting stains, scratches, bacteria, and scorching without requiring sealing or polishing. A filtered drinking water system serves both the kitchen faucet and refrigerator ice maker. Recent improvements include freshly painted walls, doors, and trim; professionally steam-cleaned porcelain tile and grout throughout; new toilets; updated push-button sink drains; new bathroom lighting fixtures; recessed LED lighting; updated ceiling fans; new rocker switches; dimmer switches; GFCI outlets; and electrical outlets throughout the home. Major mechanical updates include an HVAC system installed in September 2018 and a water heater replaced in June 2020. The open living and dining areas flow seamlessly to the screened lanai, where golf course views and mature landscaping create an inviting outdoor retreat. Large sliding glass doors bring natural light into the main living space while maintaining a strong connection to the outdoor setting. A built-in serving and storage area adds both function and convenience. The primary suite features ample closet space and an updated dual-sink vanity with Silestone countertops. The split-bedroom layout provides flexibility for guests, a home office, or seasonal living arrangements. Residents enjoy access to a wide range of amenities including golf, tennis courts, a community pool, fitness center, clubhouse, and beautifully maintained grounds. Conveniently located near Terra Ceia Bay, US-41, I-75, downtown Palmetto, downtown Bradenton, marinas, waterfront recreation, shopping, dining, and Gulf Coast destinations. If you've been searching for a move-in-ready condominium with golf course views, hurricane shutters, updated HVAC, newer water heater, resort-style amenities, and low-maintenance Florida living, this Terra Ceia Bay residence deserves your attention.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4696430
StatusActive
Year Built1991
Stories8
Total Rooms4
ConstructionBlock
RoofBuilt-Up
FoundationSlab
FacesSouth
SubdivisionTHE TERRA CEIA CLUB A CONDOMINI CB28/185
CountyManatee
OwnershipCondominium

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsWindow Treatments
CoolingCentral Air
HeatingElectric
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorBalcony, Hurricane Shutters, Irrigation System, Sliding Doors, Storage, Tennis Court(s)
Other StructuresStorage, Tennis Court(s)
Lot Size3.19 acres (138,809 sq ft)
Lot FeaturesFloodZone, Sidewalk
Road SurfaceAsphalt
ViewGolf Course, Park/Greenbelt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Street Lights, Underground Utilities

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$827 / Monthly
Senior CommunityNo

Financial Details

List Price$139,900
Original Price$144,990
Annual Taxes$3,479 (2025)
FinancingCash, Conventional
ZoningPDH
Parcel #2416805857

Directions

From Palmetto- Go West on 10th St W.(aka US 301South) -North on 14th Ave W. -Left on Terra Ceia Bay Blvd,thru gate.. First bldg on the Right. Park in Guest spots.

Location

2320 TERRA CEIA BAY BOULEVARD UNIT 207, PALMETTO, FL 34221

Listing Information

OfficeMANGROVE REALTY ASSOCIATES
ListedJune 10, 2026

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Home Price

$139,900

20% ($27,980)
6.75%

Loan Term

Principal & Interest$726
Property Tax (est.)$128
Insurance (est.)$150
Total Monthly$1,004
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How to Buy This Home

Multiple financing options available for this $139,900 home in PALMETTO.

🏦

Conventional

$6,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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