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$319,900

3915 GAINER SPRINGS AVENUE, NEW PORT RICHEY, FL 34653

Active119 days on market

Beds

3

Baths

2

Sq Ft

1,451 sq ft

Year Built

2020

Lot Size

0.12 acres

Garage

2

About This Property

Spacious home with a functional layout and spacious backyard. The floor plan offers comfortable living areas with good separation of space and flexibility for everyday living. Large backyard provides plenty of room for outdoor activities, pets, gardening, or future improvements. Conveniently located near shopping, dining, parks, schools, and major roadways. A solid opportunity for a primary residence, seasonal home, or investment property.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4696571
StatusActive
Year Built2020
Total Rooms4
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionCOPPERSPRING PH 1
CountyPasco
OwnershipFee Simple

Interior Features

InteriorNinguno
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Range, Range Hood, Refrigerator
LaundryOther
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting
Lot Size0.12 acres (5,447 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$440 / Quarterly
Senior CommunityNo

Financial Details

List Price$319,900
Original Price$329,000
Annual Taxes$5,553 (2025)
FinancingCash, Conventional, FHA
ZoningMPUD
Parcel #162621016.0006.00002.0

Directions

From US-19, head east on State Road 54. Turn left onto Rowan Rd, then right onto Trouble Creek Rd. Turn left into the community and continue to Gainer Springs Ave. The property will be on your right.

Location

3915 GAINER SPRINGS AVENUE, NEW PORT RICHEY, FL 34653

Listing Information

OfficeREALTY ONE GROUP MVP
ListedJune 9, 2026

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Home Price

$319,900

20% ($63,980)
6.75%

Loan Term

Principal & Interest$1,660
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,103
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How to Buy This Home

Multiple financing options available for this $319,900 home in NEW PORT RICHEY.

🏛️

FHA Loan

$11,197 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$15,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 3, 2026.

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