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$339,000

226 BIMINI DRIVE, PALMETTO, FL 34221

3D Tour
Active103 days on market

Beds

2

Baths

2

Sq Ft

1,380 sq ft

Year Built

2000

Lot Size

0.10 acres

Garage

,

About This Property

Wake up to peaceful canal views and enjoy the waterfront lifestyle you've been dreaming of in this well-maintained furnished turnkey home located in Tropic Isles, a resident-owned 60-acre waterfront co-op community for active adults 55+. Built in 2000, this residence offers approximately 1,380 square feet of living space, plus a recently completed bonus room adding more than 200 square feet, featuring double-pane thermal windows and sliding glass doors that fill the space with natural light. Boating enthusiasts will appreciate the saltwater location with sailboat-deep water, direct access to Terra Ceia Bay, and no bridges to navigate. An 11,000-pound boat lift makes getting on the water effortless, while the waterfront setting is ideal for fishing, spotting manatees and native birds, or simply relaxing along the canal. The elevated rear patio provides the perfect vantage point to enjoy tranquil water views and Florida sunsets. Whether you're looking for a seasonal retreat or a full-time residence, this home offers the ideal blend of comfort, convenience, and coastal living. Tropic Isles is a vibrant resident-owned community known for its friendly atmosphere, active social calendar, and exceptional waterfront lifestyle. Conveniently located just a short bike ride from Emerson Point Preserve and the Bradenton Yacht Club, you'll also enjoy Gulf beaches approximately 25 minutes away and quick access to I-275 and I-75 in about 15 minutes, making travel to St. Petersburg, Tampa, Sarasota, and beyond a breeze.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #A4698013
StatusActive
Year Built2000
Total Rooms6
ConstructionMetal Frame
RoofShingle
FoundationCrawlspace
FacesEast
SubdivisionTROPIC ISLES CO-OP INC OR 1784/7782
CountyManatee
OwnershipCo-op
FurnishedFurnished

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
LaundryInside
WindowsBlinds
CoolingCentral Air, Humidity Control
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorBalcony, Irrigation System, Rain Gutters, Sliding Doors, Storage
Other StructuresShed(s), Storage
Lot Size0.10 acres (4,414 sq ft)
Lot FeaturesFloodZone
Road SurfacePaved, Concrete
ViewWater

Pool & Spa

Private PoolNo
Pool FeaturesGunite, Heated, In Ground
SpaHeated

Waterfront

WaterfrontYes
FeaturesWaterfront, Canal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$338 / Monthly
Senior CommunityYes

Financial Details

List Price$339,000
Original Price$399,000
Annual Taxes$4,462 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMHP1
Parcel #2925516359

Schools

ElementaryPalmetto Elementary-MN
MiddleLincoln Middle
HighPalmetto High

Directions

Coming from Bradenton across the Green Bridge on 8th in Palmetto turn left onto 10th St. At second entrance to Tropic Isles turn right, then immediate left onto Bimini. Follow around till you reach 226 on right.

Location

226 BIMINI DRIVE, PALMETTO, FL 34221

Listing Information

OfficeEXP REALTY, LLC
ListedJune 30, 2026

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Home Price

$339,000

20% ($67,800)
6.75%

Loan Term

Principal & Interest$1,759
Property Tax (est.)$311
Insurance (est.)$150
Total Monthly$2,220
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $339,000 home in PALMETTO.

🏛️

FHA Loan

$11,865 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 11, 2026.

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