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$319,000

901 OAK STREET SW, RUSKIN, FL 33570

3D Tour
Active106 days on market

Beds

3

Baths

2

Sq Ft

1,772 sq ft

Year Built

1955

Lot Size

0.27 acres

Garage

—

About This Property

** SELLER OFFERING A $5000 CREDIT!** Take a look at this beautiful block home with a separate mother in law suite! Open floor plan layout in both homes, large slab lanai with custom awnings, located near the Little Manatee River. Renovated in 2020 including waterproof Luxury Vinyl Plank flooring in main areas, stainless steel appliances, granite countertops, cabinets, doors, Stucco siding, 2 AC units, washer/dryer and much more! This home and apartment rest on a valuable double lot in Old Ruskin and are an excellent opportunity as a residence/income producing property in a great location! Bring your boat, RV, and all your toys- NO HOA or monthly fees!! Corner lot, gated and fenced! Priced to sell!!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4698086
StatusActive
Year Built1955
Stories1
Total Rooms4
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionLILLIE ESTATES UNIT A
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Stone Counters
FlooringLuxury Vinyl
AppliancesCooktop, Dishwasher, Dryer, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorAwning(s), Lighting, Sliding Doors
FencingFenced
Lot Size0.27 acres (11,760 sq ft)
Lot Dimensions98 x 120
Lot FeaturesCleared, Corner Lot, Oversized Lot
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Public, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$319,000
Original Price$330,000
Annual Taxes$4,595 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSC-6
Parcel #U07321919300000800001.0

Schools

ElementaryRuskin-HB
MiddleShields-HB
HighLennard-HB

Directions

Take 41 South and go through Ruskin. Continue to head South and just before big bridge (Little Manatte River) take a right at 10th St. Follow River Dr SW till you get to Oak St, turn right, home is on the left.

Location

901 OAK STREET SW, RUSKIN, FL 33570

Listing Information

OfficeUKEEPCOMMISSION REAL ESTATE
ListedJune 25, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$319,000

20% ($63,800)
6.75%

Loan Term

Principal & Interest$1,655
Property Tax (est.)$292
Insurance (est.)$150
Total Monthly$2,098
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $319,000 home in RUSKIN.

🏛️

FHA Loan

$11,165 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.

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