Beds
4
Baths
2
Sq Ft
1,572 sq ft
Year Built
1963
Lot Size
0.20 acres
Garage
1
About This Property
Affordable waterfront living is no longer out of reach. Welcome to your slice of Florida paradise on a saltwater canal with direct access to the Manatee River, where boating, waterfront dining, and sunset cruises become part of everyday life. Tucked away on a quiet dead-end street, this beautifully renovated home offers the perfect blend of comfort, convenience, and coastal living. Launch from your private dock with electric lift and cruise to your favorite waterfront restaurants, spend the afternoon at a nearby sandbar, or enjoy a day on the water with Anna Maria Island and Florida's Gulf beaches accessible in 30 minutes or less by boat. Designed for easy everyday living, the majority of the home's living space is situated on the main floor, including the living room, kitchen, primary suite, and two additional bedrooms. Upstairs, a flexible bonus space offers endless possibilities as a fourth bedroom, home office, media room, or guest retreat. An additional flex room off the garage entry provides even more versatility to fit your lifestyle. Extensively renovated with over $100,000 in upgrades, this home is truly move-in ready. The stunning renovation includes a completely remodeled kitchen featuring new cabinetry, sink, faucet, garbage disposal, refrigerator, range, microwave, dishwasher, and beautiful quartz countertops. Quartz surfaces continue throughout both bathrooms, complemented by new vanities, new tile flooring, and updated fixtures. Additional improvements include new interior doors throughout the living space and brand-new luxury vinyl plank flooring throughout the entire main level. Major updates provide exceptional peace of mind, including ALL NEW HURRICANE-IMPACT WINDOWS, a new metal roof (2024), hot water heater (2024), mini-split system for the upstairs flex space (2024), 250-amp electrical panel, garage door opener, blinds, and window treatments. The back porch was newly screened in 2025, creating the perfect place to relax and enjoy the waterfront setting. The fenced backyard offers privacy and space for pets, entertaining, or simply soaking in the Florida sunshine. Step outside and embrace the waterfront lifestyle. The private dock with electric lift makes getting on the water effortless, whether you're heading out for a morning fishing trip, meeting friends at a waterfront restaurant, or spending the day exploring the Manatee River and surrounding waterways. Ideally located near Ellenton Premium Outlets, local shopping, dining, and popular waterfront restaurants, with quick access to I-75, I-275, and the Sunshine Skyway Bridge for an easy commute to St. Petersburg, Tampa, Sarasota, and beyond. Whether you're searching for a primary residence, seasonal retreat, or waterfront escape, this exceptional property delivers something many buyers believe no longer exists - affordable waterfront living with direct boating access, major updates already completed, and the true Florida lifestyle right outside your back door.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
US HWY 301 to Palm Ave to home on left.
Location
512 PALM AVENUE, ELLENTON, FL 34222
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$645,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $645,000 home in ELLENTON.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$32,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 25, 2026.