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$450,000

4108 PRESCOTT STREET, SARASOTA, FL 34232

3D Tour
Active102 days on market

Beds

3

Baths

2

Sq Ft

1,581 sq ft

Year Built

1978

Lot Size

0.17 acres

Garage

2

About This Property

Welcome to 4108 Prescott St. This Sarasota pool home gives you something a lot of buyers are searching for: freedom. With no HOA and no CDD, you keep control of your property and more of your monthly budget. No board approvals, no rule books, no added fees on your tax bill. Step out back to your private pool, ready for Florida living year round. There's space to relax, entertain, and cool off on warm afternoons. Inside you'll find 3 bedrooms and 2 bathrooms across 1,581 square feet. The open layout keeps the living, dining, and kitchen areas connected, so the home feels bright and easy to live in. What makes this home stand out: No HOA fees and no CDD assessment Private pool 3 bedrooms, 2 bathrooms 1,581 square feet with an open floor plan Room to park a boat or RV without restrictions Sarasota living with the freedom to make this home your own. Schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4698201
StatusActive
Year Built1978
Stories1
Total Rooms6
ConstructionStucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionSARASOTA SPGS
CountySarasota
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.17 acres (7,560 sq ft)
Lot Dimensions70 x 108
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$450,000
Original Price$475,000
Annual Taxes$2,058 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF3
Parcel #0060020027

Schools

ElementaryBrentwood Elementary
MiddleMcIntosh Middle
HighSarasota High

Directions

Coming from the north (heading south on I-75): Take Exit 210 for Fruitville Road / FL-780. Turn right and head west on Fruitville Road for about 2.5 miles. Turn left (south) onto Beneva Road, then follow into the neighborhood to 4108 Prescott St. Coming from the south (heading north on I-75): Take Exit 207 for Bee Ridge Road. Turn left and head west on Bee Ridge Road. Turn right (north) onto Beneva Road, then follow into the neighborhood to 4108 Prescott St.

Location

4108 PRESCOTT STREET, SARASOTA, FL 34232

Listing Information

OfficeEXP REALTY LLC
ListedJune 26, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$450,000

20% ($90,000)
6.75%

Loan Term

Principal & Interest$2,335
Property Tax (est.)$413
Insurance (est.)$150
Total Monthly$2,897
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $450,000 home in SARASOTA.

🏛️

FHA Loan

$15,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.

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