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$474,888

316 STAR SHELL DRIVE, APOLLO BEACH, FL 33572

3D Tour
Active91 days on market

Beds

4

Baths

3

Sq Ft

2,450 sq ft

Year Built

2012

Lot Size

0.20 acres

Garage

3

About This Property

PRICED TO SELL!! MAJOR PRICE REDUCTION • SERENE WATERFRONT OPPORTUNITY • 4 BEDROOMS • 3 BATHS • OVERSIZED LOT WITH ROOM FOR A POOL • ALL MAJOR IMPROVEMENTS ALREADY COMPLETED Rarely does a home offer this combination of waterfront privacy, move-in-ready condition, an oversized homesite, & exceptional value—all for under $500,000. Nestled in one of the area's most desirable waterfront communities, this meticulously maintained 4-bedroom, 3-bath residence overlooks a peaceful pond with a wooded backdrop, creating a private retreat with no rear neighbors & plenty of room to add the pool you've always envisioned. Even better, the expensive updates have already been completed, allowing you to move in with confidence. Recent improvements include a new roof (2022), HVAC system (2023), washer & dryer (2023), new refrigerator (2026), new dishwasher (2026), luxury vinyl plank throughout living spaces & primary bedroom suite, brand-new carpet in the guest bedrooms, & a freshly painted interior. Designed to embrace Florida living, the expansive, fully fenced backyard provides endless possibilities for entertaining and recreation. Enjoy evenings around the fire pit, weekend cookouts beneath the covered grilling area with retractable awning, or unwind on the spacious screened lanai overlooking the tranquil water. Prefer less maintenance? The community's resort-style pool is just moments away. Inside, a wall of 8-foot sliding glass doors immediately draws your eye to the serene water views, filling the home with natural light. High ceilings & an open-concept floor plan seamlessly connect the living, dining, family, and kitchen spaces, creating an ideal layout for everyday living & effortless entertaining. The well-appointed kitchen features granite countertops, 42-inch solid wood cabinetry, stainless steel appliances—including an induction range with a built-in air fryer—a dedicated coffee bar, & a built-in wine refrigerator. The spacious primary suite offers peaceful water views, luxury vinyl plank flooring that continues throughout the main living areas, two walk-in closets, & a spa-inspired ensuite with dual granite vanities, an oversized glass-enclosed shower, & a tiled alcove designed for a future soaking tub. A thoughtfully designed split-bedroom floor plan provides privacy for everyone, with two guest bedrooms sharing a full bath while the fourth bedroom enjoys its own private bath—perfect for visiting guests, multigenerational living, or a home office. Additional features include beautiful professional landscaping, a smart Rachio irrigation system for enhanced water efficiency, & an oversized three-car garage with abundant overhead storage for vehicles, golf carts, recreational equipment, & more. Residents of Harbour Isles enjoy an exceptional amenity package including a clubhouse, resort-style pool, fitness center, walking trails, gazebo, playground, basketball court, sand volleyball court, & dedicated boat and RV storage. Multiple marinas and public boat launches are just minutes away. Ideally located with convenient access to Tampa, St. Petersburg, Ybor City, Sarasota, Anna Maria Island's award-winning beaches, premier shopping, dining, entertainment, & three international airports, this home delivers the perfect balance of comfort, convenience, & the Florida waterfront lifestyle. More than just a home—this is a rare opportunity to enjoy waterfront living, privacy, & peace of mind without compromising on space, location, or value.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4698389
StatusActive
Year Built2012
Total Rooms8
ConstructionStone, Stucco
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionHARBOUR ISLES PH 2A/2B/2C
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Luxury Vinyl
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
LaundryInside
WindowsBlinds, Thermal Windows, Window Treatments
CoolingCentral Air
HeatingCentral, Electric, Heat Pump
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Rain Gutters, Sliding Doors
Lot Size0.20 acres (8,750 sq ft)
Lot Dimensions70 x 125
Lot FeaturesLevel, Near Public Transit, Sidewalk
Road SurfacePaved
ViewTrees/Woods, Water
0

Waterfront

WaterfrontYes
FeaturesCanal - Freshwater, Pond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Connected, Fiber Optics, Public, Street Lights, Underground Utilities

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$120 / Annually
Senior CommunityNo

Financial Details

List Price$474,888
Original Price$514,240
Annual Taxes$9,300 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U33311995J00001200026.0

Schools

ElementaryDoby Elementary-HB
MiddleEisenhower-HB
HighLennard-HB

Directions

Take I-75 to exit 240 - West on Sun City Center Blvd, to right on 30th St SE, and left on 19th Ave NE, to right at Harbour Isles entrance on Jeweled Cone Place, to right on Star Shell Dr. Home will be locater on your right.

Location

316 STAR SHELL DRIVE, APOLLO BEACH, FL 33572

Listing Information

OfficeRE/MAX ALLIANCE GROUP
ListedJuly 7, 2026

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Home Price

$474,888

20% ($94,978)
6.75%

Loan Term

Principal & Interest$2,464
Property Tax (est.)$435
Insurance (est.)$150
Total Monthly$3,049
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $474,888 home in APOLLO BEACH.

🏛️

FHA Loan

$16,621 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,744 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.

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