$260,000
4920 45TH AVENUE N, ST PETERSBURG, FL 33709
Beds
2
Baths
1
Sq Ft
959 sq ft
Year Built
1947
Lot Size
0.10 acres
Garage
—
About This Property
Opportunity awaits with this charming 2-bedroom, 1-bath solid block home, ideally located just off 49th Street and approximately 10 minutes from Downtown St. Petersburg. Situated on a spacious corner lot, the property offers plenty of outdoor space, an oversized driveway with ample parking for multiple vehicles, an RV, or a boat, along with an attached covered carport. Several major updates have already been completed, including a brand-new roof, windows, hot water heater, and ceiling fans, all installed in 2025, while the AC was replaced in 2016. The fully fenced yard provides plenty of room for pets, entertaining, gardening, or simply enjoying the outdoors, and also includes a large storage shed for added convenience. Inside, the home features a split floor plan and an interior laundry area complete with a washer and dryer. Located in a desirable X flood zone with no HOA or CDD fees, the property does not require flood insurance, providing additional savings. Whether you're looking for your first home, an investment property, or your next renovation project, this home offers tremendous potential to build equity. With many of the major improvements already taken care of, you can focus on updating, modernizing, and personalizing the interior to bring your vision to life. Conveniently located near shopping, dining, parks, Downtown St. Petersburg, and just 15 minutes from the beautiful Gulf beaches, this property combines location, value, and opportunity. Schedule your private showing today and discover the potential this home has to offer!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Heading south on 49th St N, turn right on to 45th Ave N. Its the first property on the left corner.
Location
4920 45TH AVENUE N, ST PETERSBURG, FL 33709
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$260,000
Loan Term
How to Buy This Home
Multiple financing options available for this $260,000 home in ST PETERSBURG.
🏛️
FHA Loan
$9,100 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$13,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.