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$379,000

4346 KARIBA LAKE TERRACE, SARASOTA, FL 34243

3D Tour
Active97 days on market

Beds

2

Baths

2

Sq Ft

1,511 sq ft

Year Built

2002

Lot Size

0.11 acres

Garage

2

About This Property

Lake views from the screened lanai and inside the home set the tone at this paired villa in LakeRidge Falls, a gated 55 plus community. This well maintained 2 bedroom 2 bath villa with a den sits on a premium lot and offers 1511 square feet with an open split floor plan. Living and dining areas flow into the eat in kitchen and the oversized lanai. Tile and wood look laminate run through the main living spaces with new carpet in the bedrooms. The primary suite has his and hers closets and a double sink bath. The guest bath has a shower tub combination. Two car attached garage with direct home access and garage door openers. Exterior freshly painted 2026. Recently replaced AC and new ceiling fans. Not in a flood zone. The association handles grass cutting and front landscape beds. Residents use a renovated clubhouse with fitness center and grand salon, a heated pool, spa, bocce courts, a lakeside beach area, walking paths, and a full calendar of events. Close to Publix, UTC Mall, downtown Sarasota, SRQ airport, Siesta Key, and Lido Beach. Easy full time living or a seasonal lock and leave. Come see the lake views in person. Seller financing is available, subject to seller approval. Indicative terms discussed with seller: 20% to 25% down; interest in the 6.25% to 7.5% range; 30-year amortization; balloon in 5 to 15 years. Not a commitment to lend. Final rate, down payment, term, balloon date, and documentation are subject to seller approval and a good-faith review of the buyer’s ability to repay

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #A4698678
StatusActive
Year Built2002
Total Rooms10
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesSouth
SubdivisionLAKERIDGE FALLS PH 1B
CountyManatee
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, L Dining, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsAluminum Frames, Blinds, Window Treatments
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.11 acres (4,587 sq ft)
Road SurfaceAsphalt, Paved
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Sprinkler Meter, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$1,136 / Quarterly
Senior CommunityYes

Financial Details

List Price$379,000
Original Price$389,000
Annual Taxes$5,173 (2025)
FinancingCash, Conventional, Owner May Carry, Private Financing Available
ZoningPDMU
Parcel #2042726409

Directions

From 75 take University Parkway west to Tuttle ave. turn into Lakeridge blvd, left on Victoria falls circle left on Kariba Lake, house is on right

Location

4346 KARIBA LAKE TERRACE, SARASOTA, FL 34243

Listing Information

OfficeWHITE SANDS REALTY GROUP FL
ListedJuly 3, 2026

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Home Price

$379,000

20% ($75,800)
6.75%

Loan Term

Principal & Interest$1,967
Property Tax (est.)$347
Insurance (est.)$150
Total Monthly$2,464
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How to Buy This Home

Multiple financing options available for this $379,000 home in SARASOTA.

🏦

Conventional

$18,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.

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