$399,999
849 CALLISTA CAY LOOP, TARPON SPRINGS, FL 34689
Beds
3
Baths
3
Sq Ft
1,828 sq ft
Year Built
2020
Lot Size
0.06 acres
Garage
2
About This Property
Experience the ultimate maintenance-free coastal lifestyle in the highly sought-after gated waterfront community of Callista Cay in Tarpon Springs. One of the few townhomes in the area with no history of flooding during any hurricanes, this beautifully maintained end-unit also includes an assumable flood insurance policy, approximately $610 annually, providing added peace of mind and potential savings. Built in 2020, this spacious three-story home features 3 bedrooms, 2.5 bathrooms, and 1,828 square feet of thoughtfully designed living space. Built with Florida’s coastal lifestyle in mind, the home showcases hurricane-rated impact windows and sliding glass doors throughout, combining durability, security, and energy efficiency with effortless peace of mind. The oversized two-car garage includes an 8-foot-tall door to accommodate larger vehicles with extra space for golf carts, water toys, or a boat trailer, along with upper storage racks and additional under-stair storage. In addition the home is also future-ready with room in the garage for a potential elevator installation. The main living level offers an open-concept design ideal for entertaining. The chef's kitchen features solid wood soft-close cabinetry, quartz countertops, stainless steel appliances, an induction stove, and an extended center island with breakfast bar seating. A convenient half bath is located just off the kitchen, perfect for guests. The spacious living area opens to a screened balcony overlooking tranquil cypress trees and a peaceful pond, creating the perfect space for coffee in the morning or relaxing in the evening. Upstairs, the primary suite includes tray ceilings, a cozy alcove, an extended walk-in closet, and a newly remodeled en-suite bathroom (February 2025) featuring dual vanities and a linen closet. Two additional bedrooms share a Jack-and-Jill bathroom, while the upstairs laundry room offers added shelving and storage. This beautifully maintained end-unit townhome offers added privacy, abundant natural light from extra windows, and the peace of mind of an elevated interior location with no history of flooding during any hurricanes. Additional features include fire suppression sprinklers and an elevation certificate. Callista Cay offers a low-maintenance lifestyle with a gated entrance, community pool, clubhouse, and beautifully maintained grounds. Ideally located just minutes from the historic Sponge Docks, Fred Howard Park, Sunset Beach, local marinas, the Pinellas Trail, waterfront dining, antique and boutique shopping, and downtown Tarpon Springs, this exceptional end-unit combines the best of Florida's boating lifestyle with the security and peace of mind of an elevated interior location.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Driving Directions to Callista Cay Start Heading West on Tarpon Ave: From US19, head west toward Alt 19 (S Pinellas Ave). Turn Left (South) onto Alt 19: When you reach the intersection at Alt 19 / S Pinellas Ave, make a left turn heading south. Turn Right (West) onto W Meres Blvd: Drive south for approximately half a mile Arrive at the Gated Entrance: The secure, gated entrance for Callista Cay will be on your right-hand side. Once Through the Gate: Follow Callista Cay Loop into the community to locate the unit on your left by exit.
Location
849 CALLISTA CAY LOOP, TARPON SPRINGS, FL 34689
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$399,999
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $399,999 home in TARPON SPRINGS.
🏛️
FHA Loan
$14,000 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,000 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
More Homes in Tarpon Springs
More Homes in Tarpon Springs
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 27, 2026.