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$375,000

6305 ROCK CREEK CIRCLE, ELLENTON, FL 34222

3D Tour
Active85 days on market

Beds

4

Baths

2

Sq Ft

2,262 sq ft

Year Built

2000

Lot Size

0.18 acres

Garage

2

About This Property

Virtually Staged. Lakefront Fixer-Upper Opportunity – Bring Your Vision in Covered Bridge Rare chance to own on the lake — this 4-bedroom, 2-bath split floor plan home, built in 2000, offers lake views from nearly every room but needs updating and improvements throughout, making it a strong opportunity to build instant equity. The roof was replaced in May 2025, so major-system money can go toward the updates that matter most. The layout offers great bones to work with: a spacious primary suite with his & hers walk-in closets, a combined formal living/dining area with high ceilings and natural light, and a family room with a fireplace open to the kitchen. The breakfast nook seats a full table plus bar stools at the counter, with sliding doors to the screened lanai overlooking the lake. The kitchen and baths need a full refresh, and buyers should budget for some mechanical systems as well as cosmetic updates — the home is priced accordingly for someone ready to renovate and make it their own. Additional features include an inside laundry room, a garage with built-in shelving, and plenty of room on the lot to add a pool. Covered Bridge offers a community pool, tennis courts, playground, and clubhouse with fitness room for just $67/month HOA, with no CDD fees. Minutes to the Ellenton Outlet Mall, with easy access to I-75 and US 301 for a convenient Bradenton/Sarasota or Tampa/St. Pete commute. A rare lakefront opportunity, priced to leave room for your renovation and your equity.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4699539
StatusActive
Year Built2000
Stories1
Total Rooms8
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionCOVERED BRIDGE ESTATES PH 1
CountyManatee
OwnershipFee Simple

Interior Features

InteriorNinguno
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorNone
Lot Size0.18 acres (7,701 sq ft)
Lot Dimensions70 x 110
Road SurfacePaved
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$1,080 / Annually
Senior CommunityNo

Financial Details

List Price$375,000
Annual Taxes$4,910 (2025)
FinancingCash, Conventional
ZoningRSF4.5
Parcel #746512459

Directions

Take exit 224 off I75 (Ellenton exit). Head north on 301. Take a left onto 60th Ave. Follow to the T intersection and take a right onto Mendoza Road. Left into Covered Bridge, right on Shenandoah, Right on Sandy Creek, Left on Trout River Crossing.

Location

6305 ROCK CREEK CIRCLE, ELLENTON, FL 34222

Listing Information

OfficeMICHAEL SAUNDERS & COMPANY
ListedJuly 13, 2026

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Home Price

$375,000

20% ($75,000)
6.75%

Loan Term

Principal & Interest$1,946
Property Tax (est.)$344
Insurance (est.)$150
Total Monthly$2,440
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How to Buy This Home

Multiple financing options available for this $375,000 home in ELLENTON.

🏦

Conventional

$18,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 22, 2026.

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