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$222,500

3007 LIVE OAK LANE UNIT 34, PALMETTO, FL 34221

3D Tour
Active72 days on market

Beds

2

Baths

2

Sq Ft

1,253 sq ft

Year Built

1997

Lot Size

6.13 acres

Garage

2

About This Property

Fantastic opportunity! Very attractive pricing on this move-in-ready 2BR/2BA villa in Bay Estates North - buyers will find exceptional value and carefree Florida living. The condo was freshly painted throughout in 2025—from the ceilings to the trim—the interior feels bright, clean, and inviting. Recent updates include a new A/C system (2024), brand-new carpeting (2025), and a newer washer and dryer (2023), providing comfort and peace of mind from day one. The well-designed split-bedroom floor plan offers privacy for owners and guests, while vaulted ceilings and the open living and dining areas create a spacious, welcoming atmosphere. The kitchen flows effortlessly into the main living space and features a convenient breakfast bar, making it ideal for everyday living and entertaining. A welcoming foyer provides an attractive first impression upon entry. The enclosed porch extends your living space and offers the perfect spot to relax and enjoy Florida's beautiful weather throughout the year. A rare two-car garage provides generous storage and everyday convenience. Ownership includes cable, internet, lawn care, and exterior maintenance, allowing you to enjoy a truly low-maintenance lifestyle. Located within Terra Ceia Bay Club in Palmetto, Bay Estates North residents have optional access to golf, dining, a resort-style pool, pickleball, and tennis. Just a short drive to the vibrant waterfront of St. Petersburg and the beautiful beaches of Anna Maria Island, this villa offers the perfect combination of location, lifestyle, and outstanding value.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4699629
StatusActive
Year Built1997
Stories1
Total Rooms6
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionBAY ESTATES NORTH
CountyManatee
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Skylight(s), Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
WindowsBlinds
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorIrrigation System
Lot Size6.13 acres (267,143 sq ft)
Lot FeaturesLandscaped, Level, Near Golf Course
Road SurfaceAsphalt, Paved
ViewGarden, Park/Greenbelt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$222,500
Original Price$234,500
Annual Taxes$2,471 (2025)
FinancingCash, Conventional
ZoningPDH
Parcel #2412715704

Directions

From Bus 41 traffic circle in Palmetto, turn west on 23rd Street toward Terra Ceia Bay Club community; continue through gate west on Terra Ceia Bay Blvd; turn right onto Terra Ceia Bay Circle; turn left on Live Oak Lane; unit will be on right hand side.

Location

3007 LIVE OAK LANE UNIT 34, PALMETTO, FL 34221

Listing Information

OfficeWAGNER REALTY
ListedJuly 14, 2026

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Home Price

$222,500

20% ($44,500)
6.75%

Loan Term

Principal & Interest$1,155
Property Tax (est.)$204
Insurance (est.)$150
Total Monthly$1,508
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How to Buy This Home

Multiple financing options available for this $222,500 home in PALMETTO.

🏦

Conventional

$11,125 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 24, 2026.

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