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$535,000

408 19TH STREET NW, RUSKIN, FL 33570

Active84 days on market

Beds

5

Baths

3

Sq Ft

3,232 sq ft

Year Built

2013

Lot Size

0.11 acres

Garage

3

About This Property

Welcome to Sunset Haven. Tucked inside the gated Mira Lago community in Ruskin, this 2013-built 5-bedroom, 3-bath home delivers 3,232 square feet of easy Florida living at just $170 per square foot — a rare combination of space, quality, and value. Step through the front door and the volume ceilings and open layout immediately open the space up. Formal living and dining flow naturally into a gourmet kitchen with rich 42" espresso cabinets, granite counters, stainless appliances, a breakfast bar, and a built-in desk nook that actually works for everyday life. The split-bedroom plan is perfectly laid out for large families, giving everyone room to spread out while still keeping the household connected and private. The primary suite is the real retreat: a sitting area, dual walk-in closets, a garden soaking tub, a walk-in tiled shower, and dual granite vanities. It’s the kind of room you don’t mind disappearing into at the end of the day. Already paid for and working hard for you: • 40 solar panels that have dramatically cut the electric bills • Culligan whole-home water purification • Hybrid water heater • Zoned high-efficiency AC • Hurricane protection • In-wall pest control Out back, a fully fenced yard (dogs will love it), four 4×16 raised garden beds ready for planting, and a gate that opens straight to lake fishing. The real showstopper? Watching the fountain light up against the sunset from your own backyard. Mira Lago itself is the kind of neighborhood that feels like a small resort — gated entry, resort-style pool, playground, and a genuine sense of community. You’ll find a strong military presence here, with many active-duty and retired families from MacDill AFB (about 45 minutes) calling it home. Downtown Tampa is roughly 35 minutes away, and some of the best Gulf beaches in the country — Fort DeSoto, St. Pete Beach, Clearwater — are an easy drive. Solar and Culligan systems are fully paid off. No loans to assume. All information believed accurate; buyers are encouraged to verify independently.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4699930
StatusActive
Year Built2013
Stories2
Total Rooms15
ConstructionStucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionMIRA LAGO WEST PH 3
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Pest Guard System, PrimaryBedroom Upstairs, Stone Counters, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesConvection Oven, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Water Softener, Whole House R.O. System
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingElectric, Heat Pump, Solar

Exterior & Lot

ExteriorDog Run, Garden, Hurricane Shutters, Irrigation System, Private Mailbox, Sidewalk, Sprinkler Metered
FencingVinyl
Lot Size0.11 acres (4,950 sq ft)
Lot Dimensions45 x 110
Lot FeaturesCleared, Landscaped, Near Marina, Sidewalk
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesLake Front, Pond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$294 / Quarterly
Senior CommunityNo

Financial Details

List Price$535,000
Original Price$550,000
Annual Taxes$5,781 (2025)
FinancingConventional, FHA, VA Loan
ZoningPD
Parcel #U01321890V00000000461.0

Schools

ElementaryThompson Elementary
MiddleShields-HB
HighLennard-HB

Directions

From I-75 South: Take Exit 240 (Big Bend Rd), head east. Turn right onto 19th St NW. The property is on the right in the gated Mira Lago West community.

Location

408 19TH STREET NW, RUSKIN, FL 33570

Listing Information

OfficeKEYS REALTY REDEFINED LLC
ListedJuly 14, 2026

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Home Price

$535,000

20% ($107,000)
6.75%

Loan Term

Principal & Interest$2,776
Property Tax (est.)$490
Insurance (est.)$150
Total Monthly$3,416
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $535,000 home in RUSKIN.

🏛️

FHA Loan

$18,725 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 15, 2026.

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