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$550,000

405 20TH STREET W, BRADENTON, FL 34205

Active0 days on market

Beds

Baths

Sq Ft

1,548 sq ft

Year Built

1951

Lot Size

0.20 acres

Garage

—

About This Property

Welcome to this charming bungalow, located in the highly desirable River District, where timeless character meets an unbeatable location. This adorable, cozy 3-bedroom, 2-bath cottage sits on a desirable corner lot and is full of warmth and curb appeal, complete with a classic picket fence that welcomes you home. Thoughtfully updated while preserving its charm, this home features numerous upgrades that make it move-in ready. Inside, you’ll find bright, inviting living spaces perfect for everyday living, a winter retreat or an investment opportunity. Step outside to enjoy the Trex decking, paver brick walkways & fenced yards – ideal for entertaining, gardening, or simply relaxing in your own private oasis. Upgrades include: air handler to match compressor, duct work, added extra blown-in insulation, water heater, PVC drainage, Pex hot and cold water piping, stainless steel appliances, granite counter tops, added second-car concrete drive space, well and sprinkler system, 2023 new roof, 2023 new walk-in shower, vanity & tile, 2024 GE Profile washer & dryer, 2024 three new large impact windows, 2026 new impact French doors, 2026 new porcelain tile flooring in kitchen and breezeway. This home remained untouched with no flooding by recent storms including Helene and Milton in 2024. Location, Location, Location! Only one block to Ware’s Creek & the Manatee River, walking distance to downtown Bradenton, enjoy the charming shops, gourmet restaurants and vibrant entertainment, 2.4 miles to Warner’s boat ramp, 5 miles to Robinson Preserve, eight miles to Anna Maria Island beaches, No HOA restrictions, A Must See!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #A4700174

StatusActive

Year Built1951

Stories1

Total Rooms9

ConstructionWood Frame, Wood Siding

RoofShingle

FoundationCrawlspace, Slab

FacesWest

SubdivisionRIVERSIDE COURT

CountyManatee

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Primary Bedroom Main Floor, Stone Counters, Window Treatments

FlooringLuxury Vinyl, Porcelain Tile, Hardwood

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer

LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup

WindowsBlinds, Double Pane Windows

CoolingCentral Air

HeatingCentral, Electric

Exterior & Lot

ExteriorFrench Doors, Irrigation System, Lighting, Rain Gutters, Sidewalk

FencingChain Link, Fenced, Vinyl

Other StructuresShed(s)

Lot Size0.20 acres (8,682 sq ft)

Lot Dimensions70 x 124

Lot FeaturesCorner Lot, Flood Insurance Required, FloodZone, City Lot, Landscaped, Sidewalk

Road SurfacePaved, Asphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Well, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$550,000

Annual Taxes$2,852 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningBR_UV

Parcel #3381200009

Schools

ElementaryBallard Elementary

MiddleMartha B. King Middle

HighManatee High

Directions

Manatee Ave W north on 20th St W to (405). Yellow House with Picket Fence.

Location

405 20TH STREET W, BRADENTON, FL 34205

Listing Information

OfficeRE/MAX ALLIANCE GROUP

ListedJuly 15, 2026

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Pick a Day

Preferred Time

Home Price

$550,000

Down Payment20% ($110,000)

Interest Rate6.75%

Loan Term

Principal & Interest$2,854

Property Tax (est.)$504

Insurance (est.)$150

Total Monthly$3,508

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Nearby Schools

Elementary School

Ballard Elementary

View on GreatSchools →

Middle School

Martha B. King Middle

View on GreatSchools →

High School

Manatee High

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How to Buy This Home

Multiple financing options available for this $550,000 home in BRADENTON.

🏛️

FHA Loan

$19,250 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 16, 2026.