$449,000
595 PINE STREET, SAFETY HARBOR, FL 34695
Beds
3
Baths
2
Sq Ft
1,144 sq ft
Year Built
1960
Lot Size
0.17 acres
Garage
—
About This Property
Completely renovated from top to bottom, this stunning block home with fully fenced in backyard offers the perfect combination of modern style and long-term peace of mind. Every major improvement has been completed through a fully permitted renovation, including a new roof, complete electrical rewire, new windows, new HVAC system, new ductwork, and numerous additional upgrades throughout the home. The thoughtfully updated interior features a bright, open layout with quality finishes, creating a truly move-in-ready home where everything has already been done for you. Located in Flood Zone X, flood insurance is typically not required by lenders. Beyond the home itself, you’ll love the unbeatable location. Situated just 5 minutes from charming Downtown Safety Harbor, you’ll have easy access to award-winning restaurants, local boutiques, waterfront parks, the Safety Harbor Marina, year-round festivals, and the world-renowned Safety Harbor Resort & Spa. With convenient access to Tampa, Clearwater, beautiful Gulf beaches, and both Tampa International and St. Pete-Clearwater airports, this home offers the perfect blend of small-town charm and everyday convenience. Some photos have been virtually enhanced using AI for illustrative purposes only.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
use gps
Location
595 PINE STREET, SAFETY HARBOR, FL 34695
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$449,000
Loan Term
How to Buy This Home
Multiple financing options available for this $449,000 home in SAFETY HARBOR.
🏛️
FHA Loan
$15,715 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$22,450 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 26, 2026.