$475,000
5603 NIGHT OWL TERRACE, PALMETTO, FL 34221
Beds
4
Baths
3
Sq Ft
2,738 sq ft
Year Built
2023
Lot Size
0.14 acres
Garage
2
About This Property
Welcome to this immaculately maintained, just 3-year-old home offering modern style, thoughtful upgrades, and breathtaking lake views. From the moment you arrive, you'll appreciate the charming curb appeal and inviting entry that opens to high ceilings, abundant natural light, and a spacious open-concept floor plan designed for today's lifestyle. Just off the foyer, a generous office provides the perfect space for working from home or a quiet retreat. The beautifully appointed kitchen features granite countertops, ample cabinetry, stainless steel appliances and overlooks the main living and dining areas, making entertaining effortless. A convenient first-floor guest bedroom is located next to a full bathroom featuring an upgraded glass-enclosed shower—ideal for visitors or multigenerational living. Upstairs, you'll find an oversized game room that offers endless possibilities for a media room, playroom, or additional living space, along with three more bedrooms. The spacious primary suite is a true retreat, showcasing stunning views of the expansive lake. The luxurious primary bath features dual vanities, his-and-her sinks, and an extra-large walk-in closet. Step outside to the screened lanai where you can relax and unwind while enjoying spectacular sunsets overlooking the oversized lake. Additional upgrades include updated light fixtures and gutters around the home, adding both style and functionality. This home is also built all-concrete-block construction for both the first and second floors, ensuring durability, storm protection, noise reduction, energy efficiency and better insulation. The community offers outstanding amenities, including a resort-style community pool, clubhouse, tot lot, and dog park, providing something for everyone to enjoy. Conveniently located near medical offices, restaurants, parks, golf courses, shopping, and just minutes from Florida's beautiful Gulf Coast beaches, this home combines quality construction, modern finishes, and an unbeatable location for comfortable everyday living.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From I-75 and 301 N, turn left onto 60th Ave E, Turn left onto 37th St E/Mendoza Rd, Continue on Willow Walk Dr., Take Windy Hammock Way to Night Owl Ter, 5603 Night Owl Ter
Location
5603 NIGHT OWL TERRACE, PALMETTO, FL 34221
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$475,000
Loan Term
How to Buy This Home
Multiple financing options available for this $475,000 home in PALMETTO.
🏛️
FHA Loan
$16,625 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$23,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 19, 2026.