$494,900
912 21ST AVENUE W, PALMETTO, FL 34221
Beds
2
Baths
2
Sq Ft
1,650 sq ft
Year Built
1978
Lot Size
0.20 acres
Garage
2
About This Property
WATERFRONT LIVING WITH PRIVATE CANAL ACCESS! Enjoy approximately 15 feet of seawall with direct canal frontage—perfect for launching a kayak, paddle board, canoe, small fishing boat, or jet skis right from your backyard. While the canal is best suited for smaller watercraft, it offers a fantastic opportunity to embrace Florida's waterfront lifestyle without the premium price of larger waterfront estates. Inside, this beautifully remodeled 2-bedroom, 2-bath home is completely move-in ready, featuring stylish modern updates, fresh finishes, and a bright, open living space designed for comfort and everyday enjoyment. Buyer to verify square footage. Conveniently located near shopping, dining, schools, parks, and major commuter routes, this property offers the perfect combination of updated living and waterfront recreation. Whether you're searching for a primary residence, seasonal retreat, or investment property, this updated Palmetto home delivers exceptional value with the added bonus of private canal access.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
Take Business 41, West on 10th St W, Turn left on 21st Ave W - first house on the left.
Location
912 21ST AVENUE W, PALMETTO, FL 34221
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$494,900
Loan Term
How to Buy This Home
Multiple financing options available for this $494,900 home in PALMETTO.
🏛️
FHA Loan
$17,322 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$24,745 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
More Homes in Palmetto
More Homes in Palmetto
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 27, 2026.