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$519,000

4223 US HIGHWAY 19, PALMETTO, FL 34221

Active78 days on market

Beds

3

Baths

3

Sq Ft

2,199 sq ft

Year Built

1957

Lot Size

0.69 acres

Garage

,

About This Property

Rarely available commercial parcel on the US 19 corridor in fast-growing North Manatee County. 11,000+/- traffic county. At 0.69± acres with NC-M zoning already in place, this site is entitlement-ready for a neighborhood commercial user or investor; no rezone required for a broad menu of retail, service, and office uses. Zoning & Permitted Uses (Manatee County LDC — NC-M District) The NC-M (Neighborhood Commercial – Medium) district is designed to provide retail uses, personal services, and offices in free-standing parcels or medium shopping centers serving surrounding residential neighborhoods. Use categories accommodated under NC-M include: Retail sales: neighborhood-serving retail and convenience uses Personal services: salon/spa, dry cleaning drop-off, fitness/wellness studio, and similar service businesses Professional & business offices: insurance, legal, accounting, real estate, financial services Medical & dental office: outpatient clinic, therapy, and healthcare service uses Food service: café/restaurant uses serving the surrounding trade area Mixed-use potential:the current LDC contemplates mixed-use, including attached dwellings and multi-family residential, in NC-M within designated Urban Corridors and activity nodes NC-M permits up to 50,000 SF of gross building square footage per project; meaning the buildable envelope here is governed by site design (parking, setbacks, stormwater), not by a restrictive commercial cap.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4700520
StatusActive
Year Built1957
Total Rooms3
ConstructionBlock, Wood Frame
RoofMembrane, Metal
FoundationSlab
FacesEast
SubdivisionPALMETTO POINT SUB
CountyManatee
OwnershipFee Simple

Interior Features

InteriorNinguno
FlooringOther
AppliancesNone
LaundryNone
CoolingNone
HeatingNone

Exterior & Lot

ExteriorAwning(s)
Lot Size0.69 acres (30,000 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$519,000
Original Price$548,000
Annual Taxes$2,120 (2025)
ZoningNCM
Parcel #2316000005

Directions

US 41 - left on Experimental Farm - Left on US 19

Location

4223 US HIGHWAY 19, PALMETTO, FL 34221

Listing Information

OfficeMATTHEW GUTHRIE AND ASSOCIATES REALTY LLC
ListedJuly 20, 2026

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Home Price

$519,000

20% ($103,800)
6.75%

Loan Term

Principal & Interest$2,693
Property Tax (est.)$476
Insurance (est.)$150
Total Monthly$3,319
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How to Buy This Home

Multiple financing options available for this $519,000 home in PALMETTO.

🏛️

FHA Loan

$18,165 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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