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$509,000

220 PASS KEY ROAD UNIT 220, SARASOTA, FL 34242

3D Tour
Active23 days on market

Beds

2

Baths

2

Sq Ft

998 sq ft

Year Built

1973

Lot Size

0.95 acres

Garage

About This Property

Opportunities to own in Sandy Cove are rare—and this residence presents the perfect chance to create your own island retreat in one of Siesta Key's most sought-after waterfront communities. Bring your vision and transform this well-located residence into the coastal getaway you've always imagined. Whether you're looking for a winter escape from the cold, a seasonal home to enjoy for years to come, or an investment in one of Florida's premier beach destinations, the value here lies in the location, lifestyle, and potential. Designed by renowned Sarasota architect Frank Folsom Smith, Sandy Cove is a boutique waterfront community celebrated for its timeless mid-century architecture, lush tropical landscaping, private shell beach, fishing pier, heated pool, kayak launch, and Gulf-front sunsets. Best of all, you're just a short stroll from Siesta Key Village, where local restaurants, boutiques, live music, and island charm await. Unlike buying someone else's renovation, this home offers the rare opportunity to update the interior to reflect your own style while investing in a community where demand remains consistently strong. Enjoy the property today, renovate at your own pace, and own a piece of Siesta Key in a location that continues to attract vacationers, seasonal residents, and investors alike. When the address is this exceptional, the possibilities are endless. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4700657
StatusActive
Year Built1973
Stories2
Total Rooms4
ConstructionBlock
RoofTile
FoundationSlab
FacesWest
SubdivisionSANDY COVE III
CountySarasota
OwnershipCondominium
FurnishedPartially

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat
FlooringTile, Hardwood
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryCommon Area
WindowsDrapes
CoolingCentral Air
HeatingCentral, Heat Pump

Exterior & Lot

ExteriorBalcony, Irrigation System, Lighting, Rain Gutters, Sliding Doors
Lot Size0.95 acres (41,216 sq ft)
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesGulf/Ocean Front, Waterfront, Gulf/Ocean to Bay

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Well, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$509,000
Annual Taxes$4,968 (2025)
FinancingCash, Conventional
ZoningRMF2
Parcel #0080083014

Schools

ElementaryPhillippi Shores Elementary
MiddleBrookside Middle
HighSarasota High

Directions

Ocean Blvd to Pass Key Rd. Sandy Cove 3 is the first left.

Location

220 PASS KEY ROAD UNIT 220, SARASOTA, FL 34242

Listing Information

OfficeEXP REALTY LLC
ListedJuly 23, 2026

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Home Price

$509,000

20% ($101,800)
6.75%

Loan Term

Principal & Interest$2,641
Property Tax (est.)$467
Insurance (est.)$150
Total Monthly$3,258
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $509,000 home in SARASOTA.

🏦

Conventional

$25,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 15, 2026.

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