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$349,000

8294 KEY ROYAL CIRCLE UNIT 1631, NAPLES, FL 34119

3D Tour
Active56 days on market

Beds

3

Baths

2

Sq Ft

1,330 sq ft

Year Built

2003

Lot Size

Garage

0

About This Property

One of the very few genuine three-bedroom residences available in Key Royal — and a top-floor END UNIT at that. While most of this community are two-bedroom floor plans, this rarely offered "Blue Heron" layout delivers a true third bedroom, a split-bedroom design, and 1,330 sq ft of light-filled living just east of I-75 off Immokalee Road in the heart of North Naples. As an end unit on the third floor, it enjoys added privacy, only one shared wall, and no neighbors above — and a vaulted living room ceiling. Set on a tranquil lake with a lighted fountain, the home's northwest exposure bathes the interior in beautiful evening light and sunset reflections viewed from a screened lanai — one of the finest water views in the community. Tile flooring runs throughout, with a great room, breakfast bar, formal dining, and a kitchen appointed with white cabinetry, granite counters, and a full appliance suite. The private owners' suite is set well apart from the guest bedrooms, featuring dual closets, and en-suite bath with a jetted tub. Two additional bedrooms and a second full bath deliver the flexibility a two-bedroom simply can't — a dedicated guest suite, a home office, a den, or a hobby room. A full-size in-residence laundry with washer and dryer completes the home, and furnishings are negotiable. Key Royal is a gated, patrolled community of 270 residences wrapped around two lakes with lighted fountains. Its clubhouse anchors resort-style living: 24-hour fitness center, billiards, game and card rooms, business/computer center, and library, plus a heated pool and spa, poolside tiki-hut bar, BBQ and picnic areas, bike-and-jog paths, dog park, and vehicle wash area. On-site management, trash valet, underground utilities, and lush landscaping keep it effortless. The quarterly fee includes cable, high-speed internet/WiFi, water and sewer, exterior pest control, grounds maintenance, reserves, and security — with public water and sewer and no CDD. The location is unbeatable: zoned for well-regarded Laurel Oak Elementary, Oakridge Middle, and Gulf Coast High, and minutes from Founders Square, the Shoppes at Pebblebrooke, Logan's Landing, Publix, Aldi, and NCH healthcare. Quick I-75 access puts RSW airport, downtown Naples, and the Gulf beaches (about 8 miles) all within easy reach. Space, privacy, and a premium top-floor lake view rarely come together like this in Key Royal — schedule your private showing today

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4700694
StatusActive
Year Built2003
Stories3
Total Rooms5
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesSoutheast
SubdivisionKEY ROYAL CONDO
CountyCollier
OwnershipCondominium
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), High Ceilings, Split Bedroom, Thermostat, Window Treatments
FlooringTile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsWindow Treatments
CoolingCentral Air
HeatingCentral
SecurityFire Sprinkler System, Gated Community, Security Gate, Smoke Detector(s)

Exterior & Lot

ExteriorSliding Doors
Road SurfacePaved
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$349,000
Original Price$319,000
Annual Taxes$2,725 (2025)
FinancingCash, Conventional, FHA, Owner May Carry
ZoningN/A
Parcel #52790005062

Directions

Immokalee Rd to Laurel Lakes Blvd. First gate is for Key Royal. Continue to building 16 (8294). Unit #1631 on the 3rd floor.

Location

8294 KEY ROYAL CIRCLE UNIT 1631, NAPLES, FL 34119

Listing Information

OfficePREMIERE PLUS REALTY COMPANY
ListedJuly 21, 2026

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Home Price

$349,000

20% ($69,800)
6.75%

Loan Term

Principal & Interest$1,811
Property Tax (est.)$320
Insurance (est.)$150
Total Monthly$2,281
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How to Buy This Home

Multiple financing options available for this $349,000 home in NAPLES.

🏛️

FHA Loan

$12,215 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$17,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.

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