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$445,000

3259 MANGROVE POINT DRIVE, RUSKIN, FL 33570

3D Tour
Active73 days on market

Beds

3

Baths

3

Sq Ft

1,417 sq ft

Year Built

2007

Lot Size

0.04 acres

Garage

1

About This Property

Start living the resort lifestyle today with a move-in ready waterfront townhome in the bay front community of Little Harbor. This 3-bedroom, 3-bathroom unit is in excellent condition and being sold turnkey furnished, making it a perfect choice - whether for your primary residence, vacation home, or rental investment. BONUS - This unit already has guaranteed short-term income for the 2027 season if the new owner chooses to accept the reservation! The Point Townhomes at Little Harbor provide residents the peace of mind of 3 floors of concrete block construction, a private garage with storage and access to the backyard and canal, plus tandem driveway parking, and metal roofs. This unit is located on the more private cul-de-sac street and offers both Bay views from the front balconies and views of the small canal where the manatees are often visible from the back balconies. The Little Harbor community offers residents a private beach on Tampa Bay with views of St. Petersburg and the Sunshine Skyway bridge, two restaurants/tiki bar, two pools, fitness center, pickleball/tennis courts, two marinas with slip availability, one with high and dry storage, plus boat rentals and sightseeing/charter boat options – all with ‘no bridges to the Bay’ water access. Close proximity to shopping, restaurants, medical facilities, and I-75 allow residents access to stay in the neighborhood or take easy trips to Tampa, St. Petersburg, Bradenton and Sarasota, as well as Florida theme parks and 3 international airports. Relax at the beach or pool or sit on one of your balconies and watch the sunrise, take a walk, bike ride, or walk to one of the waterfront restaurants and watch the beautiful sunsets over Tampa Bay - the choice is yours when you live in the Point Townhomes at Little Harbor!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #A4700954
StatusActive
Year Built2007
Total Rooms8
ConstructionBlock
RoofMetal
FoundationSlab
FacesSouthwest
SubdivisionBAHIA BEACH TWNHMS PH 2
CountyHillsborough
OwnershipFee Simple
FurnishedTurnkey

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Irrigation System, Sliding Doors
Lot Size0.04 acres (1,573 sq ft)
Lot FeaturesCul-De-Sac, Flood Insurance Required, FloodZone, Landscaped, Near Marina
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (1 spaces)
CarportYes

HOA & Community

HOAYes
HOA Fee$620 / Monthly
Senior CommunityNo

Financial Details

List Price$445,000
Annual Taxes$8,794 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U02321882I00000400010.0

Directions

I-75 to Exit 240, Hwy 674 west/Ruskin approx. 3 miles. Turn right (north) onto US Hwy 41. Turn left (west) at the traffic light onto Shell Point Rd., continue for approx. 2 miles, then right (north) onto 32nd St. NW to enter Little Harbor. Turn left at the stop sign onto Bahia Beach Blvd. and next left onto Mangrove Point Drive. 3259 is located in the building on the right side.

Location

3259 MANGROVE POINT DRIVE, RUSKIN, FL 33570

Listing Information

OfficeSHOWTIME REALTY
ListedJuly 25, 2026

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Home Price

$445,000

20% ($89,000)
6.75%

Loan Term

Principal & Interest$2,309
Property Tax (est.)$408
Insurance (est.)$150
Total Monthly$2,867
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How to Buy This Home

Multiple financing options available for this $445,000 home in RUSKIN.

🏛️

FHA Loan

$15,575 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 8, 2026.

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