Skip to main content

Open House

Saturday, October 24 · 10:00 AM1:00 PM

Schedule a Visit
1 / 45

$369,900

2652 89TH STREET CIRCLE E, PALMETTO, FL 34221

3D Tour
Active83 days on market

Beds

3

Baths

2

Sq Ft

1,627 sq ft

Year Built

2024

Lot Size

0.11 acres

Garage

2

About This Property

Virtually Staged. WELCOME to this BEAUTIFULLY maintained 3 bedroom, 2 bath home with a 2 car garage, offering 1,627 square feet of comfortable living space in the highly desirable community of Heron Bay in Palmetto. This home is perfect for first-time buyers, growing families, downsizers, or anyone looking for easy Florida living. As you step inside, you’re welcomed by a versatile flex room that can easily serve as a home office, den, playroom, or additional sitting area to fit your lifestyle. Elegant PLANTATION SHUTTERS and LUXURY VINYL FLOORING throughout the home add both style and durability, creating a warm, cohesive feel in every room. The heart of the home is the spacious kitchen, featuring wood cabinetry, granite countertops, stainless steel appliances, and a CENTER ISLAND with a built-in sink and seating which is perfect for entertaining guests or gathering with family. The kitchen overlooks the bright and inviting living room, where sliding glass doors provide peaceful views of the backyard and fill the space with natural light. Just off the kitchen is a separate dining area, offering the perfect setting for everyday meals or more formal gatherings. The primary suite is a relaxing retreat, complete with an ENSUITE bathroom offering dual vanities with granite countertops, a walk-in glass shower with a BUILT-IN BENCH, and a generously sized WALK-IN CLOSET. The additional bedrooms share a full bathroom with a single vanity, an extended countertop ideal for a seated makeup area, and a convenient tub/shower combination. Step outside to the covered lanai, the perfect place to enjoy your morning coffee or unwind at the end of the day. The fenced backyard, enhanced by a solid concrete privacy wall, offers plenty of space for children, pets, gardening, or simply enjoying the Florida sunshine. The attractive PAVER driveway enhances the home’s curb appeal, while smart home features, including a smart thermostat and smart water heater, provide added comfort and efficiency. The garage is also equipped with a transfer switch, offering convenient generator readiness for added peace of mind. Residents of Heron Bay enjoy access to a beautiful COMMUNITY POOL with a covered seating area and tables, creating the perfect place to relax, gather with family and friends, or meet your neighbors. Ideally located with quick access to I-75 and I-275, commuting to St. Petersburg, Tampa, Sarasota, and the area’s WORLD FAMOUS GULF BEACHES is a breeze. You’ll also appreciate being just minutes from shopping, dining, parks, and everyday conveniences. Whether you’re searching for your first home, your next home, or the perfect place to enjoy Florida, this charming Heron Bay residence checks all the boxes. MOVE-IN READY and thoughtfully upgraded, this is the perfect place to call home. Don't wait to make this your home and begin your FLORIDA Lifestyle!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4701085
StatusActive
Year Built2024
Stories1
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHERON BAY
CountyManatee
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Solid Surface Counters
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsShutters
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.11 acres (4,800 sq ft)
Lot FeaturesCity Lot, Landscaped, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$315 / Quarterly
Senior CommunityNo

Financial Details

List Price$369,900
Original Price$374,900
Annual Taxes$2,015 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD-R
Parcel #631601509

Schools

ElementaryJames Tillman Elementary
MiddleBuffalo Creek Middle
HighPalmetto High

Directions

From I-75N, take Exit 228 for I-275N, take Exit 2 onto US-41, keep RIGHT on US-41N, turn RIGHT onto 89th Street Cir E, turn LEFT onto 89th Street Cir E, HOME is on your LEFT.

Location

2652 89TH STREET CIRCLE E, PALMETTO, FL 34221

Listing Information

OfficeSERHANT
ListedJuly 28, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$369,900

20% ($73,980)
6.75%

Loan Term

Principal & Interest$1,919
Property Tax (est.)$339
Insurance (est.)$150
Total Monthly$2,408
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $369,900 home in PALMETTO.

🏛️

FHA Loan

$12,947 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

More Homes in Palmetto

More Homes in Palmetto

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.

Call (813) 733-7907TextContact