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$230,000

2131 RIDGE ROAD S UNIT 2, LARGO, FL 33778

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

930 sq ft

Year Built

1984

Lot Size

0.03 acres

Garage

About This Property

Welcome home to this beautifully updated and meticulously maintained 2-bedroom, 2-bathroom villa in the highly desirable Coastal Ridge community. Completely renovated and move-in ready, this home features a stunning kitchen with stainless steel appliances, leathered granite countertops, solid wood soft-close cabinetry, and a breakfast bar overlooking the bright, open-concept living area featuring a vaulted ceiling. Luxury vinyl plank flooring extends throughout the living areas and bedrooms, while porcelain tile enhances the kitchen, foyer, and bathrooms. The spacious primary suite features a private, fully updated en-suite bathroom with generous storage space, while the second bedroom is ideal for guests or a home office. Recent updates include a new A/C (2024) and a new roof (2026). Enjoy your morning coffee on the screened front porch or relax on the spacious screened rear lanai, which also includes the laundry area. Residents of Coastal Ridge enjoy a heated community pool, tennis courts, picnic area, grills, and a recreation area. The low HOA fee covers water, trash, exterior maintenance, including exterior painting, escrow reserves fund, external pest control as well as access to all community amenities. This pet-friendly, all-age community has no CDD fees or special assessments and is located in a non-evacuation, non-flood zone, so flood insurance is not required. Enjoy an unbeatable location just minutes from Indian Rocks Beach, Walsingham Park, and the best shopping, dining, and entertainment that Clearwater, St. Petersburg, and the greater Tampa Bay area have to offer. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4701115
StatusActive
Year Built1984
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionCOASTAL RIDGE
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Thermostat
FlooringTile, Vinyl
AppliancesConvection Oven, Dishwasher, Dryer, Exhaust Fan, Freezer, Refrigerator, Washer
LaundryOutside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox
Lot Size0.03 acres (1,233 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$230,000
Annual Taxes$2,308 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #033015168640010020

Directions

Heading West on Ulmerton Rd, Turn right on to Ridge Rd S. Take your 4th right on to Coastal Ridge Rd. The property will be immediately on the left.

Location

2131 RIDGE ROAD S UNIT 2, LARGO, FL 33778

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedJuly 28, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$230,000

20% ($46,000)
6.75%

Loan Term

Principal & Interest$1,193
Property Tax (est.)$211
Insurance (est.)$150
Total Monthly$1,554
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How to Buy This Home

Multiple financing options available for this $230,000 home in LARGO.

🏛️

FHA Loan

$8,050 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.

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