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$419,000

11520 GALLATIN TRAIL, PARRISH, FL 34219

Active85 days on market

Beds

3

Baths

3

Sq Ft

2,391 sq ft

Year Built

2022

Lot Size

0.13 acres

Garage

2

About This Property

Virtually Staged. ASSUMABLE VA LOAN AT 4.75%!!! Discover modern Florida living at 11520 Gallatin Trail, a beautifully upgraded two-story home in the award-winning North River Ranch master-planned community in Parrish, FL. Built in 2022 and offering 2,391 square feet of thoughtfully designed space, this 3-bedroom, 2.5-bathroom home backs to a serene preserve with no rear neighbors. Step inside to find luxury vinyl plank (LVP) flooring throughout both floors, absolutely no carpet. The first floor includes a dedicated home office, perfect for remote work, and an open-concept great room anchored by a built-in electric fireplace framed by custom lighted shelving. The upgraded kitchen is a chef's dream with granite countertops, stainless steel appliances, a subway-tile backsplash, breakfast bar seating, and an oversized walk-in pantry for extra storage. Upstairs, a large bonus loft creates the ideal second living space; think media room, game room, or playroom. The generous primary suite features a walk-in closet and a spa-inspired en-suite bath with both a separate soaking tub and a walk-in shower. All three bedrooms include walk-in closets, and you'll find additional closet and storage space throughout the home. Additional upgrades include a smart-home package, hurricane shutters, an in-wall pest control system, rain gutters, and an electric-vehicle (EV) charger in the attached 2-car garage. Living in North River Ranch means access to resort-style amenities: multiple pools, 20+ miles of walking and biking trails, dog parks, outdoor fitness stations, a bike-share program, and gigabit SuperStream fiber internet. The community is served by highly rated schools including Barbara A. Harvey K-8 and Parrish Community High School. Commuters love the quick connection to I-75 and US-301, with Ellenton Premium Outlets and Market Walk shopping just minutes away, Lakewood Ranch and downtown Bradenton nearby, Sarasota-Bradenton International Airport about 40 minutes out, and the Gulf Coast beaches roughly a 45-minute drive. Schedule your private showing today. ***Buyers using new financing may receive up to 1% of the loan amount toward a rate buydown or lender credit through the seller's preferred lender — inquire for details.***

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4701392
StatusActive
Year Built2022
Total Rooms13
ConstructionBlock, Stucco, Wood Frame, Wood Siding
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionNORTH RIVER RANCH PH IC & ID WEST
CountyManatee
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), High Ceilings, In Wall Pest System, PrimaryBedroom Upstairs, Smart Home, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Lighting, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.13 acres (5,828 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$111 / Annually
Senior CommunityNo

Financial Details

List Price$419,000
Original Price$449,000
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningRESI
Parcel #401938559

Schools

ElementaryBarbara A. Harvey Elementary
HighParrish Community High

Directions

From I-75 S take exit 229 towards Parrish and make a slight left onto the ramp to US-301. Turn left onto 97th St E/Moccasin Wallow Rd and then turn left onto Grand River Pkwy. At the traffic circle, take the 1st exit onto Little River Way then turn left on to Gallatin Trl. Property will be on the right.

Location

11520 GALLATIN TRAIL, PARRISH, FL 34219

Listing Information

OfficeREAL BROKER, LLC
ListedJuly 29, 2026

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Home Price

$419,000

20% ($83,800)
6.75%

Loan Term

Principal & Interest$2,174
Property Tax (est.)$384
Insurance (est.)$150
Total Monthly$2,708
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $419,000 home in PARRISH.

🏛️

FHA Loan

$14,665 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 22, 2026.

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