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$480,000

1308 3RD STREET CIRCLE E, PALMETTO, FL 34221

Active67 days on market

Beds

4

Baths

4

Sq Ft

2,848 sq ft

Year Built

2004

Lot Size

0.05 acres

Garage

2

About This Property

Welcome to 1308 3rd Street Circle East, where luxury, convenience, and the Florida waterfront lifestyle come together in the highly sought-after gated community of The Hammocks at Riviera Dunes. This beautifully maintained four-bedroom, four-bathroom townhome offers nearly 2,850 square feet of thoughtfully designed living space across three spacious levels, all connected by a private elevator for effortless access throughout the home. The first floor offers exceptional flexibility with a private guest suite featuring its own entrance and full bath—ideal for visiting family, multigenerational living, or a quiet home office. Designed for both entertaining and everyday living, the second level features a bright, open-concept layout where the kitchen serves as the heart of the home. Anchored by a large center island, the space is filled with natural light and flows seamlessly into the dining and living areas, creating an inviting atmosphere for gathering with family and friends. A versatile bonus room on this level provides endless possibilities as a home office, media room, playroom, or additional living space. Step outside onto the covered balcony and enjoy peaceful pond views surrounded by lush tropical landscaping—the perfect place to sip your morning coffee or unwind at the end of the day. The third floor is dedicated to comfort and privacy. The spacious primary suite offers its own private balcony, an oversized walk-in closet, and a spa-inspired bath featuring dual vanities, a soaking tub, and a walk-in shower. An bedroom and a conveniently located laundry room complete the upper level. Additional highlights include an oversized two-car garage, and maintenance-free living with exterior maintenance covered by the HOA. Beyond your front door, residents enjoy an exceptional amenity package including two resort-style pools, a clubhouse, fitness center, tennis courts, scenic walking paths, and access to the private Riviera Dunes Marina, providing boating access to the Manatee River, Tampa Bay, and the Gulf of Mexico. Whether you're searching for a full-time residence or a lock-and-leave Florida retreat, this exceptional home offers the perfect blend of space, comfort, and resort-style living—all just minutes from downtown Bradenton, downtown Sarasota, St. Petersburg, Anna Maria Island, and the beautiful Gulf beaches. Experience maintenance-free living in one of Palmetto's premier gated waterfront communities. Schedule your private showing today.

Property Overview

Property TypeResidential
Sub Type1/2 Duplex
MLS #A4701497
StatusActive
Year Built2004
Stories3
Total Rooms7
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesSouth
SubdivisionHAMMOCKS AT RIVIERA DUNES
CountyManatee
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, Elevator, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Engineered Hardwood, Porcelain Tile
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Gas Water Heater, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
WindowsWindow Treatments
CoolingCentral Air
HeatingCentral, Natural Gas
SecurityFire Alarm, Gated Community, Security System, Security System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorBalcony, Irrigation System, Lighting, Private Mailbox, Sidewalk, Sliding Doors
Lot Size0.05 acres (2,113 sq ft)
Lot FeaturesIn County, Landscaped, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$2,821 / Quarterly
Senior CommunityNo

Financial Details

List Price$480,000
Annual Taxes$8,447 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDMU
Parcel #2581620659

Schools

ElementaryJames Tillman Elementary
MiddleLincoln Middle
HighPalmetto High

Directions

South on I-75, take Exit 224 and head west on Highway 301 for approximately 3 miles. Turn left onto Haben Boulevard and continue straight through the Riviera Dunes roundabout. Proceed ahead to the gate, then make the first left into the Hammocks community. The home will be on your left.

Location

1308 3RD STREET CIRCLE E, PALMETTO, FL 34221

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedJuly 31, 2026

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Home Price

$480,000

20% ($96,000)
6.75%

Loan Term

Principal & Interest$2,491
Property Tax (est.)$440
Insurance (est.)$150
Total Monthly$3,081
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $480,000 home in PALMETTO.

🏛️

FHA Loan

$16,800 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 31, 2026.

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