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$479,000

5540 SIMONTON STREET, BRADENTON, FL 34203

3D Tour
Active34 days on market

Beds

3

Baths

2

Sq Ft

2,110 sq ft

Year Built

2006

Lot Size

0.17 acres

Garage

2

About This Property

LOCATION, LIFE-STYLE & MOVE-IN READY! Welcome to Harborage on Braden River, one of Bradenton’s hidden gems, where towering oaks, winding walking trails, lush natural Florida landscapes and a picturesque marina create an atmosphere that feels like a private waterfront retreat. Perfectly situated on a beautifully landscaped private lot along a quiet, tree-lined street, this exceptional residence presents a rare opportunity to own one of the largest floor plans in this highly sought-after Key West-inspired community. Designed to maximize natural light and spaciousness, the open floor plan showcases soaring 14-foot ceilings, impressive 8-foot doors and expansive double-pane windows throughout. Offering over 3 bedrooms plus a private den or office, 2 full baths, a formal dining room, spacious great room, generous eat-in kitchen and a well-appointed laundry room with cabinetry and utility sink, the home lives as beautifully as it looks. An oversized two-car garage includes an additional 6’ x 8’ storage area, providing plenty of room for hobbies, tools and recreational equipment. At the heart of the home is a beautifully updated kitchen featuring 42-inch maple cabinetry with a rich coffee glaze, elegant granite countertops, upgraded stainless-steel appliances, under-cabinet lighting and abundant workspace, Thoughtful upgrades continue throughout the home with wood-plank tile flooring, a stunning natural stone accent wall, crown molding, custom window treatments and custom-designed shelving systems in both walk-in closets of the spacious primary suite. Step outside to your spacious screened lanai with ceramic tile and discover your own private outdoor sanctuary. Recent improvements provide additional peace of mind, including a New Roof (2022), New HVAC system (2021), Exterior paint (2026), New Dishwasher (2026), New Washer/Dryer (2024), New 200-amp Generator Panel for portable generator (2025) and Rain Gutters. Residents enjoy a resort-style heated pool and spa, fitness center, beautifully appointed clubhouse, scenic walking trails, fishing pier and a charming marina complete with gazebo. Boat slips with lifts are available for annual lease and include fresh water, unmetered electricity and dockside storage. Private kayak and canoe storage, along with a convenient launch just steps from Ward Lake, makes enjoying the water effortless. Adding to its appeal, the HOA provides landscape maintenance, allowing homeowners to spend less time maintaining and more time enjoying. Ideally located west of I-75, Harborage offers easy access to SRQ Airport, University Town Center, championship golf, downtown Sarasota with all the Arts and Culture, exceptional dining, shopping and world-renowned Gulf Coast destinations including Siesta Key Beach, Lido Key, St. Armands Circle and Longboat Key. More than just a beautiful home, this is an invitation to experience a lifestyle defined by natural beauty, waterfront recreation, privacy and convenience. Discover why Harborage on Braden River remains one of Bradenton’s most treasured communities, and why this exceptional residence is the perfect place to call home.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4701968
StatusActive
Year Built2006
Stories1
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionHARBORAGE ON BRADEN RIVER PH I
CountyManatee
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, L Dining, Open Floorplan, Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Porcelain Tile
AppliancesDisposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsWindow Treatments
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Yard, Rain Gutters, Sidewalk
Lot Size0.17 acres (7,501 sq ft)
Lot FeaturesLandscaped, Level, Near Golf Course, Private, Sidewalk
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$515 / Quarterly
Senior CommunityNo

Financial Details

List Price$479,000
Annual Taxes$7,596 (2025)
FinancingCash, Conventional
ZoningPDR/WP
Parcel #1735710859

Schools

ElementaryTara Elementary
MiddleBraden River Middle
HighBraden River High

Directions

I75 to Exit 217 West. Take SR70 to Natalie Way, left at traffic light. Entrance to Harborage on left. Give address/gate code and take the first right onto Simonton St.

Location

5540 SIMONTON STREET, BRADENTON, FL 34203

Listing Information

OfficeMICHAEL SAUNDERS & COMPANY
ListedAugust 11, 2026

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Home Price

$479,000

20% ($95,800)
6.75%

Loan Term

Principal & Interest$2,485
Property Tax (est.)$439
Insurance (est.)$150
Total Monthly$3,075
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $479,000 home in BRADENTON.

🏦

Conventional

$23,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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