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$699,999

403 63RD STREET, HOLMES BEACH, FL 34217

3D Tour
Active64 days on market

Beds

2

Baths

2

Sq Ft

1,150 sq ft

Year Built

1971

Lot Size

0.07 acres

Garage

,

About This Property

A RARELY FOUND BLEND OF COASTAL LUXURY, THOUGHTFUL RECONSTRUCTION & ISLAND LIVING! Welcome to 403 63rd Street, a beautifully reimagined villa in desirable Seaside Gardens, where the best of Anna Maria Island is right outside your door. Close to the world-renowned Gulf beaches, famous for their sugar-white sand, turquoise waters and spectacular sunsets, this turnkey coastal retreat places you near the island's beloved restaurants, cafés, shops, marinas and endless outdoor adventures. Whether you're seeking a private island escape, a second home or a vacation-rental opportunity, this exceptional property delivers the quintessential Holmes Beach lifestyle. What truly sets this home apart is the depth of the renovation. This is far more than a cosmetic remodel—the home has been thoughtfully rebuilt with an emphasis on quality, modern infrastructure, accessibility and long-term ownership. Major improvements include a complete rewire of the entire home with a brand-new electrical panel(2025); electrical outlets thoughtfully raised approximately four feet above floor level (2025); brand-new PEX plumbing throughout (2025), with plumbing routed through the attic for improved accessibility and easier future maintenance (2025); brand-new sewer lines throughout (2025); a brand-new HVAC system with new ductwork (2025); an elevated condenser approximately five feet above ground (2025); and a brand-new 40-gallon water heater (2025). The result is a home where the beauty you see is matched by the quality and care behind the walls. Inside, the renovation continues with a beautifully updated coastal aesthetic, creating a comfortable and inviting retreat that is professionally furnished, move-in ready and designed for effortless island living. From relaxing after a day on the beach to entertaining friends and family, every space has been thoughtfully considered. Seaside Gardens offers a highly desirable location for enjoying all that Anna Maria Island has to offer. Spend your mornings on the beach, explore local shops and restaurants, enjoy boating and water activities, or watch another unforgettable Gulf sunset before returning home to your own private island retreat. A HOME THAT HAS BEEN REBUILT WITH INTENTION. A LOCATION THAT FEELS LIKE PARADISE. AND AN OPPORTUNITY TO OWN A TURNKEY COASTAL VILLA WITH THE MAJOR SYSTEMS ALREADY MODERNIZED. For buyers who appreciate the difference between a home that has simply been updated and one that has been comprehensively renovated from the inside out, 403 63rd Street is a rare opportunity to experience the very best of Anna Maria Island living.

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #A4701989
StatusActive
Year Built1971
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionSEASIDE GARDENS REP
CountyManatee
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Crown Molding, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
WindowsWindow Treatments
CoolingCentral Air
HeatingCentral, Electric
SecurityClosed Circuit Camera(s)

Exterior & Lot

ExteriorBasketball Court, Hurricane Shutters, Private Entrance, Private Mailbox, Private Yard, Tennis Court(s)
FencingVinyl
Lot Size0.07 acres (3,263 sq ft)
Lot FeaturesNear Public Transit
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$150 / Monthly
Senior CommunityNo

Financial Details

List Price$699,999
Annual Taxes$7,435 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningR4
Parcel #7255410057

Directions

From Manatee Ave W, turn north onto Gulf Drive. Turn east onto 63rd Street. Continue to 403 63rd Street. Property is located in Seaside Gardens.

Location

403 63RD STREET, HOLMES BEACH, FL 34217

Listing Information

OfficeKW COASTAL LIVING III
ListedAugust 3, 2026

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Home Price

$699,999

20% ($140,000)
6.75%

Loan Term

Principal & Interest$3,632
Property Tax (est.)$642
Insurance (est.)$150
Total Monthly$4,424
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How to Buy This Home

Multiple financing options available for this $699,999 home in HOLMES BEACH.

🏛️

FHA Loan

$24,500 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$35,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 28, 2026.

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